The insurance industry currently faces challenges. These challenges are now being offset to customers in the form of increased premium prices and even the ability to get insurance. Pam Rushing, president - subsidiaries and chief underwriting officer, addressed changing weather patterns and inflation in the first two parts of a series for Worship Facility. The third and final part of this series discusses social inflation notes that while this is more of a societal issue, there are steps organizations can take to decrease their risks to control future premium costs.