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Fire Preparedness & Prevention
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Fire Preparedness & Prevention
12/19/2025
Information

Wildfire preparedness and prevention: Safeguard your people, property and purpose

Wildfire preparedness and prevention: Safeguard your people, property and purpose

Wildfires are no longer confined to specific seasons or geographic areas—they’re a growing, year-round threat impacting communities across the United States. For mission-driven organizations such as houses of worship, nonprofits, human services organizations, camps and conference centers, sports and outdoor recreation groups, and educational institutions, the risk is real and rising.

Whether your organization operates in a high-risk zone or simply wants to be prepared, this guide offers the tools and knowledge to help reduce exposure and respond effectively.

Looking for practical tools to support your wildfire preparedness efforts? Check out Church Mutual's Wildfire Readiness Toolkit, designed to help organizations assess risk, plan ahead and respond with confidence.

‍

Understanding the rising wildfire risk

Wildfires are intensifying due to a combination of key factors, including:

  • Weather shifts: Rising temperatures and prolonged droughts—especially in the western U.S.—have dried out vegetation and soils, creating highly flammable conditions. Fire seasons are now longer, with some regions facing year-round risk.
  • Geographic vulnerability: States like California, Arizona, New Mexico and parts of the Pacific Northwest are particularly susceptible due to heat waves and reduced snowpack.
  • Human activity: Expansion into the wildland-urban interface increases ignition sources and property damage potential. Aging infrastructure, such as power lines, can potentially spark fires during high winds.
  • Forest fuel buildup: Decades of fire suppression have led to excessive fuel accumulation, making wildfires more intense and harder to control.

These factors contribute to more frequent and severe wildfires, threatening lives, operational continuity, ecosystems and public health.

Why wildfire preparedness matters

Organizations that serve communities, provide essential services or host gatherings in wildfire-prone areas play a vital role during emergencies. Their ability to prepare not only protects their own operations but also strengthens community resilience and recovery.

Wildfire readiness can help organizations safeguard their facilities, maintain continuity and protect staff, volunteers and those who depend on their services. A proactive approach ensures they remain a trusted resource when it matters most.

Benefits of being prepared

  • Help protect lives: Clear evacuation plans and safety protocols can significantly reduce the risk of injuries and improve safety.
  • Reduce property damage: Creating defensible space and using fire-resistant infrastructure may help limit losses.
  • Support operational stability: Backup systems and continuity plans can improve the chances of maintaining essential services.
  • Lower risk and liability: Demonstrating proactive mitigation efforts may reduce insurance claims and liability exposure.
  • Strengthen community trust: Being a reliable source of support before, during and after a crisis can foster resilience and confidence.

Investing in wildfire preparedness isn’t just about protecting your organization, it’s about contributing to the strength and safety of the communities you serve.

How wildfire risk varies for purpose-driven organizations

Every organization has unique wildfire risks based on its structures, activities and environment. Understanding these specific vulnerabilities is the first step toward building resilience and ensuring continuity in the face of disaster. Here's a closer look at the different types of organizational exposure.

Houses of worship and religious institutions

Religious institutions like churches, synagogues, mosques and temples often serve as vital community hubs, hosting regular gatherings and events. Many are housed in older or historic buildings that are more susceptible to wildfire damage and difficult to replace. Their facilities may include outdoor features such as shrines, gazebos and cemeteries, which can be vulnerable to embers and fast-moving flames. Evacuation efforts during services can be difficult due to large crowds, limited exits and potentially outdated fire safety infrastructure.

Nonprofits and human services organizations

Nonprofits and human services organizations often operate with limited resources, making wildfire mitigation more challenging. Their facilities may serve vulnerable populations who might need extra assistance during evacuations. Wildfires can severely disrupt essential services like food distribution, housing support and crisis counseling. Limited emergency training and communication systems can also hinder response efforts and losing a facility can have lasting impacts on the community.

Camps and conference centers

Camps and conference centers are often located in forested or rural areas, making them highly vulnerable to wildfires. Their buildings—often cabins, lodges and other wood-framed structures—are highly flammable and may lack modern fire suppression systems. These sites may also have limited access roads, making evacuation and emergency response more problematic. Seasonal operations often coincide with peak wildfire months, and staff may lack well established or regularly practiced emergency training.

Sports and outdoor recreation organizations

Sports and outdoor recreation organizations may rely on open-air facilities and natural landscapes that are easily damaged by fire or obstructed by smoke or debris. Large events can become chaotic without clear emergency communication and evacuation plans. Equipment and structures such as bleachers, scoreboards and storage sheds are often made of flammable materials and may not be insured at full replacement value. Additionally, these organizations may not have permanent staff on-site, which can delay response times and complicate coordination with emergency services. Wildfire disruptions can impact both revenue and community engagement.

Schools and educational institutions

Schools and educational institutions face unique challenges when it comes to wildfire preparedness. Evacuating children requires careful planning, supervision and coordination, especially for younger students or those with special needs. Transportation logistics, such as bus routes and parent pick-up procedures, must be clearly defined and practiced. Schools located in suburban or semi-rural areas face increasing wildfire risk, and older buildings may lack fire-resistant upgrades. Even if a wildfire does not directly impact the school, smoke and poor air quality can force closures and disrupt learning. Schools also serve as community hubs, and their closure can affect not just students, but families and local support systems.

Wildfire preparedness and prevention strategies

Understanding your organization's wildfire risk is only the first step—taking action is what truly helps to protect your people, property and purpose. Whether you're a school in a semi-rural area, a camp nestled in the woods, a house of worship occupying a longstanding building or a nonprofit serving vulnerable populations, proactive planning can make all the difference. The following 10 Essentials of Wildfire Preparedness and Prevention offer a foundational checklist for wildfire preparedness that applies across mission-driven organizations.

1. Know the risk

Understanding your wildfire risk begins with assessing your location’s vulnerability. Use tools like FEMA’s Wildfire Risk Index, local fire maps and expert input from fire authorities. Consider environmental factors such as nearby vegetation, prevailing wind patterns and historical fire activity in your region. This data helps you identify high-risk zones and prioritize mitigation efforts. A thorough risk assessment is the foundation of any effective wildfire preparedness strategy.

2. Create defensible space

Defensible space is a critical buffer zone that can slow or stop the spread of wildfire toward your facility. Clear vegetation, dead plants and debris within at least 30 feet of all structures to reduce fuel sources. Regularly trim trees, prune overhanging branches and maintain open areas around buildings. These actions not only protect property but also improve access for emergency responders.

3. Harden your facility

Facility hardening means upgrading your buildings to withstand wildfire conditions and related disruptions. Use fire-resistant materials for roofs, siding and vents, install ember-resistant vents and spark arrestors, and seal gaps where embers could enter. Because wildfires often cause power outages and water supply interruptions, consider adding a backup generator and alternative water sources to maintain critical operations and fire suppression capabilities. These measures can help improve your facility’s resilience during a wildfire.

4. Have a plan

A comprehensive wildfire preparedness plan ensures your organization is ready to respond quickly and effectively. Include detailed evacuation procedures, communication protocols and clearly defined roles for staff and volunteers. Conduct regular drills to test the plan and make necessary updates. A well-practiced plan can save lives and minimize disruption during a wildfire emergency.

5. Monitor weather and alerts

Staying informed about wildfire conditions is essential for timely decision-making. Use NOAA weather radios, mobile apps and local emergency alert systems to receive real-time updates. Monitoring fire weather, wind shifts and evacuation notices allows your organization to act quickly. Early awareness is key to protecting people and property.

6. Prepare for evacuation

Evacuation readiness involves more than just knowing the exits—it requires clear planning and regular practice. Visibly mark evacuation routes and ensure they are accessible to all individuals, including those with mobility constraints. Stock emergency kits with essential supplies and establish a reunification plan for staff, volunteers and visitors. Practicing these procedures builds confidence and reduces chaos during an actual emergency.

7. Reduce ignition sources

Preventing wildfires starts with minimizing potential ignition sources around your facility. Avoid outdoor burning and restrict open flames during dry or windy conditions, and if burning is permitted, maintain a safe distance—at least 10 feet from anything flammable for small fires and 25 feet or more for larger campfires, as recommended by the National Fire Protection Agency. Regularly inspect and maintain electrical systems to ensure they meet safety standards. These precautions help reduce the likelihood of accidental fires starting on your property.

8. Store flammables safely

Proper storage of flammable materials is vital to reducing fire risk. Keep gasoline, propane and other combustibles in approved containers, away from buildings and heat sources. Store them in cool, ventilated areas with clear signage and restricted access. Safe storage practices protect your facility and reduce the chance of fire-related accidents.

9. Collaborate with local fire services

Building relationships with local fire departments enhances your organization’s preparedness and response capabilities. Invite fire officials to conduct site assessments and provide training for your staff. Participate in community wildfire protection planning to align your efforts with broader emergency strategies. Collaboration ensures faster, more coordinated responses during a wildfire event.

10. Educate your community

Raise awareness among staff, volunteers and visitors. Share safety tips, host workshops and encourage personal preparedness.

These essential strategies offer a strong foundation for reducing wildfire risk and protecting what matters most. By taking proactive steps today, your organization can be better prepared to respond tomorrow—ensuring safety, continuity and peace of mind for those you serve.

Assess and evaluate your readiness

Once your organization understands the essentials of wildfire preparedness, the next step is to assess how well those practices are being implemented. The Wildfire Preparedness and Prevention Assessment is a practical tool designed to help mission-driven organizations identify strengths and gaps in their current wildfire readiness efforts.

Using a simple rating scale—done consistently, needs improvement or not done—organizations can evaluate their preparedness across 10 key categories.

1. Wildfire risk awareness

Assess your location’s risk, monitor fire conditions and consult with local fire authorities.

2. Defensible space and vegetation management

Maintain clear zones around structures and manage vegetation to reduce fire spread.

3. Facility hardening

Use fire-resistant materials, seal gaps, keep roofs and gutters clear of debris and install metal mesh screening on gutters and vent openings to block embers.

4. Evacuation planning

Develop building-specific plans, mark routes and train staff and volunteers.

5. Emergency communication

Ensure reliable communication tools, maintain contact lists and designate a spokesperson.

6. Emergency supplies and readiness

Stock and maintain emergency kits, plan for mobility issues and conduct regular drills.

7. Utility and equipment safety

Inspect electrical systems, store generators safely and protect critical equipment.

8. Flammable material storage

Store flammables in approved containers away from buildings and secure fuel-powered equipment.

9. Arson and security measures

Enhance visibility, secure tools and coordinate with law enforcement.

10. Collaboration and community engagement

Work with local fire departments, share safety information and promote personal preparedness.

This assessment can help empower your organization to take a proactive, structured approach to wildfire safety. Don’t wait for a crisis—use this tool to guide your next steps and strengthen your organization’s resilience.

Creating a wildfire maintenance plan

Preparedness doesn’t end with planning—it requires consistent action. A Wildfire Maintenance Plan helps organizations stay proactive year-round by reducing fuel sources, maintaining defensible space and keeping facilities clear of hazards that could accelerate fire spread. Regardless of whether your organization is located in a high-risk zone, regular upkeep is essential to helping to protect your property and the people who rely on it.

Key maintenance zones and actions

0–5 feet from buildings:

  • Water landscaping and avoid placing plants directly in front of windows.
  • Routinely remove debris from roofs, vents, skylights and chimneys.
  • Clean gutters regularly and install non-combustible mesh covers.
  • Never store firewood or building materials next to structures or under decks.

5–30 feet from buildings:

  • Trim tree branches 6–10 feet from the ground, depending on tree height.
  • Maintain 18 feet of spacing between treetops.
  • Remove shrubs under trees, prune overhanging branches and clear dead vegetation.
  • Ensure branches are at least 10 feet from the roofline.
  • Clear overgrown vegetation around LP tanks.

0–30 feet overall:

  • Keep lawns mowed and watered to reduce flammable ground cover.

Take action year-round

Establish a wildfire maintenance committee and schedule regular debris removal throughout the year, with increased attention before and during wildfire season. This ongoing effort reinforces your preparedness plan and ensures your facility remains as fire-resistant as possible.

Test your wildfire response plan

Once your organization has assessed its wildfire preparedness and implemented a maintenance plan, the next step is to test your readiness in action. A Wildfire Preparedness Tabletop Exercise is a low-risk, discussion-based simulation that helps teams walk through wildfire scenarios, clarify roles and identify gaps in response procedures.

Tabletop exercise overview

Preparation:

  • Define objectives and review your wildfire response plan.
  • Customize the scenario to reflect your facility’s location and population.
  • Assemble a team of up to 15 participants—ideally those not involved in developing the plan.
  • Include organizational leaders to observe and evaluate.

Execution:

  • Introduce participants and their assigned roles.
  • Present a two-part scenario with minimal detail to encourage discussion.
  • Facilitate group conversations around decision-making, communication, evacuation logistics and coordination with emergency services.

Conclusion:

  • Debrief with leadership to identify strengths and weaknesses.
  • Develop SMART goals to address gaps and assign responsibility.
  • Schedule follow-up exercises to track progress and reinforce learning.

Sample scenario highlights

  • Part 1 | A wildfire is reported 10 miles away with shifting winds and a voluntary evacuation notice issued.
  • Part 2 | Your facility hosts children and individuals with mobility limitations as smoke and air quality worsen.

Discussion prompts include:

  • Who monitors alerts and initiates evacuation?
  • How is communication handled across staff, volunteers and visitors?
  • What are the procedures for assisting vulnerable populations?

Exercise evaluation tool

To ensure the effectiveness of your tabletop exercise, use the Wildfire Preparedness Exercise Evaluation tool to rate your organization’s performance across three phases:

  • Pre-exercise: Are roles clearly defined? Are emergency supplies accessible? Are staff trained and prepared?
  • During exercise: Was the evacuation decision timely? Were roles executed effectively? Was everyone accounted for?
  • Post-exercise: Did the response meet expectations? Were gaps identified and addressed?

This structured evaluation helps transform insights from the exercise into actionable improvements, ensuring your organization is better prepared for real-world wildfire threats.

CM Wildfire Solutions™: A proactive program

Church Mutual’s CM Wildfire Solutions™ program offers a comprehensive, no-cost approach to wildfire risk management for eligible policyholders in high-risk states. Designed to help organizations prepare for, respond to and recover from wildfire threats, the program combines cutting-edge technology, expert support and coordinated emergency services.

Here’s how the program works

  • Monitor: Through a partnership with REDZONE, organizations receive 24/7 wildfire alerts and real-time threat intelligence. This early detection system helps leaders make timely decisions and stay ahead of fast-moving fire conditions.
  • Prevent: Church Mutual provides on-site risk assessments and vegetation management services to reduce fuel sources and improve defensible space. These proactive measures are tailored to each facility’s unique layout and surroundings.
  • Defend: When a wildfire approaches, eligible facilities may receive emergency mitigation services, including the application of fire-retardant gel, deployment of temporary sprinkler systems, and coordination with local emergency responders to protect property and ensure safety.

This program reflects Church Mutual’s commitment to protecting mission-driven organizations and the communities they serve. By combining technology, field expertise and emergency coordination, CM Wildfire Solutions™ empowers organizations to act decisively when wildfire risk is at its highest.

Wildfire preparedness and prevention FAQs

1. Why is wildfire preparedness important for mission-driven organizations?

Wildfire preparedness can help protect lives, property and the continuity of essential services. For organizations serving vulnerable populations or operating in remote areas, proactive planning is critical to safety and resilience.

2. What makes our facility more vulnerable to wildfires?

Factors like location near forested areas, older building materials, limited evacuation routes and outdoor structures can increase wildfire risk. Conducting a risk assessment helps identify specific vulnerabilities.

3. What is defensible space and why does it matter?

Defensible space is the buffer zone between your facility and surrounding vegetation. Maintaining this space—typically 30 feet—can slow or stop the spread of wildfire and improve firefighter access.

4. How often should we update our wildfire preparedness plan?

Review and update your plan annually or whenever there are changes to your facility, staffing or local fire risk. Regular drills and tabletop exercises help ensure the plan remains effective.

5. What should be included in a wildfire evacuation plan?

Your plan should include evacuation routes, transportation logistics, assembly areas, communication protocols and accommodations for individuals with disabilities or mobility issues.

6. What emergency supplies should we keep on hand?

Stock emergency kits with water, masks, flashlights, first aid supplies and communication tools. Ensure kits are accessible and checked regularly for expiration or damage.

7. How can we monitor wildfire threats in real time?

Use tools like NOAA weather radios, local emergency alert systems and services like REDZONE for 24/7 wildfire monitoring and early detection.

8. What is CM Wildfire Solutions™ and how can it help us?

CM Wildfire Solutions™ is a no-cost program for eligible Church Mutual policyholders that offers wildfire alerts, on-site risk assessments and emergency mitigation services like fire-retardant gel and temporary sprinklers.

9. How do we evaluate our wildfire preparedness efforts?

Use structured assessments and tabletop exercises to test your response plan, identify gaps and set improvement goals. Evaluation tools help track progress and readiness over time.

10. Who can we contact for help with wildfire preparedness?

Church Mutual’s Risk Control Central offers expert guidance, resources and support tailored to your organization’s needs. Contact them at RiskConsulting@churchmutual.com or (800) 554-2642 EXT. 5213.

11. What is a wildfire risk model?

Church Mutual uses three models that give us an idea of how wildfires might impact your property:

  • Wildfire Score
  • Urban Conflagration Index
  • Wildland Urban Interface/Intermix

Our risk models help us know if we can insure your property, but they do not affect your premium. Church Mutual does not provide discounts for property-specific and community-level mitigation actions.

‍

Looking for more resources to help your organization manage risk? Explore Church Mutual’s risk management resources, including expert articles, checklists and guides designed to help you protect your people, property and purpose.

‍

The information contained in these materials is intended solely to provide general guidance on topics that may be of interest to you. While we have made reasonable efforts to present accurate and reliable information, Church Mutual Insurance Company, S.I. and its affiliates disclaim all liability for any errors or omissions or for any actions you take or fail to take based on these materials. The information provided may not apply to your particular facts or circumstances; therefore, you should seek professional advice prior to relying on any information that may be found in these materials.
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Fire Preparedness & Prevention

Wildfire preparedness and prevention: Safeguard your people, property and purpose

Wildfires are no longer confined to specific seasons or geographic areas—they’re a growing, year-round threat impacting communities across the United States. For mission-driven organizations such as houses of worship, nonprofits, human services organizations, camps and conference centers, sports and outdoor recreation groups, and educational institutions, the risk is real and rising.

Whether your organization operates in a high-risk zone or simply wants to be prepared, this guide offers the tools and knowledge to help reduce exposure and respond effectively.

Looking for practical tools to support your wildfire preparedness efforts? Check out Church Mutual's Wildfire Readiness Toolkit, designed to help organizations assess risk, plan ahead and respond with confidence.

‍

Understanding the rising wildfire risk

Wildfires are intensifying due to a combination of key factors, including:

  • Weather shifts: Rising temperatures and prolonged droughts—especially in the western U.S.—have dried out vegetation and soils, creating highly flammable conditions. Fire seasons are now longer, with some regions facing year-round risk.
  • Geographic vulnerability: States like California, Arizona, New Mexico and parts of the Pacific Northwest are particularly susceptible due to heat waves and reduced snowpack.
  • Human activity: Expansion into the wildland-urban interface increases ignition sources and property damage potential. Aging infrastructure, such as power lines, can potentially spark fires during high winds.
  • Forest fuel buildup: Decades of fire suppression have led to excessive fuel accumulation, making wildfires more intense and harder to control.

These factors contribute to more frequent and severe wildfires, threatening lives, operational continuity, ecosystems and public health.

Why wildfire preparedness matters

Organizations that serve communities, provide essential services or host gatherings in wildfire-prone areas play a vital role during emergencies. Their ability to prepare not only protects their own operations but also strengthens community resilience and recovery.

Wildfire readiness can help organizations safeguard their facilities, maintain continuity and protect staff, volunteers and those who depend on their services. A proactive approach ensures they remain a trusted resource when it matters most.

Benefits of being prepared

  • Help protect lives: Clear evacuation plans and safety protocols can significantly reduce the risk of injuries and improve safety.
  • Reduce property damage: Creating defensible space and using fire-resistant infrastructure may help limit losses.
  • Support operational stability: Backup systems and continuity plans can improve the chances of maintaining essential services.
  • Lower risk and liability: Demonstrating proactive mitigation efforts may reduce insurance claims and liability exposure.
  • Strengthen community trust: Being a reliable source of support before, during and after a crisis can foster resilience and confidence.

Investing in wildfire preparedness isn’t just about protecting your organization, it’s about contributing to the strength and safety of the communities you serve.

How wildfire risk varies for purpose-driven organizations

Every organization has unique wildfire risks based on its structures, activities and environment. Understanding these specific vulnerabilities is the first step toward building resilience and ensuring continuity in the face of disaster. Here's a closer look at the different types of organizational exposure.

Houses of worship and religious institutions

Religious institutions like churches, synagogues, mosques and temples often serve as vital community hubs, hosting regular gatherings and events. Many are housed in older or historic buildings that are more susceptible to wildfire damage and difficult to replace. Their facilities may include outdoor features such as shrines, gazebos and cemeteries, which can be vulnerable to embers and fast-moving flames. Evacuation efforts during services can be difficult due to large crowds, limited exits and potentially outdated fire safety infrastructure.

Nonprofits and human services organizations

Nonprofits and human services organizations often operate with limited resources, making wildfire mitigation more challenging. Their facilities may serve vulnerable populations who might need extra assistance during evacuations. Wildfires can severely disrupt essential services like food distribution, housing support and crisis counseling. Limited emergency training and communication systems can also hinder response efforts and losing a facility can have lasting impacts on the community.

Camps and conference centers

Camps and conference centers are often located in forested or rural areas, making them highly vulnerable to wildfires. Their buildings—often cabins, lodges and other wood-framed structures—are highly flammable and may lack modern fire suppression systems. These sites may also have limited access roads, making evacuation and emergency response more problematic. Seasonal operations often coincide with peak wildfire months, and staff may lack well established or regularly practiced emergency training.

Sports and outdoor recreation organizations

Sports and outdoor recreation organizations may rely on open-air facilities and natural landscapes that are easily damaged by fire or obstructed by smoke or debris. Large events can become chaotic without clear emergency communication and evacuation plans. Equipment and structures such as bleachers, scoreboards and storage sheds are often made of flammable materials and may not be insured at full replacement value. Additionally, these organizations may not have permanent staff on-site, which can delay response times and complicate coordination with emergency services. Wildfire disruptions can impact both revenue and community engagement.

Schools and educational institutions

Schools and educational institutions face unique challenges when it comes to wildfire preparedness. Evacuating children requires careful planning, supervision and coordination, especially for younger students or those with special needs. Transportation logistics, such as bus routes and parent pick-up procedures, must be clearly defined and practiced. Schools located in suburban or semi-rural areas face increasing wildfire risk, and older buildings may lack fire-resistant upgrades. Even if a wildfire does not directly impact the school, smoke and poor air quality can force closures and disrupt learning. Schools also serve as community hubs, and their closure can affect not just students, but families and local support systems.

Wildfire preparedness and prevention strategies

Understanding your organization's wildfire risk is only the first step—taking action is what truly helps to protect your people, property and purpose. Whether you're a school in a semi-rural area, a camp nestled in the woods, a house of worship occupying a longstanding building or a nonprofit serving vulnerable populations, proactive planning can make all the difference. The following 10 Essentials of Wildfire Preparedness and Prevention offer a foundational checklist for wildfire preparedness that applies across mission-driven organizations.

1. Know the risk

Understanding your wildfire risk begins with assessing your location’s vulnerability. Use tools like FEMA’s Wildfire Risk Index, local fire maps and expert input from fire authorities. Consider environmental factors such as nearby vegetation, prevailing wind patterns and historical fire activity in your region. This data helps you identify high-risk zones and prioritize mitigation efforts. A thorough risk assessment is the foundation of any effective wildfire preparedness strategy.

2. Create defensible space

Defensible space is a critical buffer zone that can slow or stop the spread of wildfire toward your facility. Clear vegetation, dead plants and debris within at least 30 feet of all structures to reduce fuel sources. Regularly trim trees, prune overhanging branches and maintain open areas around buildings. These actions not only protect property but also improve access for emergency responders.

3. Harden your facility

Facility hardening means upgrading your buildings to withstand wildfire conditions and related disruptions. Use fire-resistant materials for roofs, siding and vents, install ember-resistant vents and spark arrestors, and seal gaps where embers could enter. Because wildfires often cause power outages and water supply interruptions, consider adding a backup generator and alternative water sources to maintain critical operations and fire suppression capabilities. These measures can help improve your facility’s resilience during a wildfire.

4. Have a plan

A comprehensive wildfire preparedness plan ensures your organization is ready to respond quickly and effectively. Include detailed evacuation procedures, communication protocols and clearly defined roles for staff and volunteers. Conduct regular drills to test the plan and make necessary updates. A well-practiced plan can save lives and minimize disruption during a wildfire emergency.

5. Monitor weather and alerts

Staying informed about wildfire conditions is essential for timely decision-making. Use NOAA weather radios, mobile apps and local emergency alert systems to receive real-time updates. Monitoring fire weather, wind shifts and evacuation notices allows your organization to act quickly. Early awareness is key to protecting people and property.

6. Prepare for evacuation

Evacuation readiness involves more than just knowing the exits—it requires clear planning and regular practice. Visibly mark evacuation routes and ensure they are accessible to all individuals, including those with mobility constraints. Stock emergency kits with essential supplies and establish a reunification plan for staff, volunteers and visitors. Practicing these procedures builds confidence and reduces chaos during an actual emergency.

7. Reduce ignition sources

Preventing wildfires starts with minimizing potential ignition sources around your facility. Avoid outdoor burning and restrict open flames during dry or windy conditions, and if burning is permitted, maintain a safe distance—at least 10 feet from anything flammable for small fires and 25 feet or more for larger campfires, as recommended by the National Fire Protection Agency. Regularly inspect and maintain electrical systems to ensure they meet safety standards. These precautions help reduce the likelihood of accidental fires starting on your property.

8. Store flammables safely

Proper storage of flammable materials is vital to reducing fire risk. Keep gasoline, propane and other combustibles in approved containers, away from buildings and heat sources. Store them in cool, ventilated areas with clear signage and restricted access. Safe storage practices protect your facility and reduce the chance of fire-related accidents.

9. Collaborate with local fire services

Building relationships with local fire departments enhances your organization’s preparedness and response capabilities. Invite fire officials to conduct site assessments and provide training for your staff. Participate in community wildfire protection planning to align your efforts with broader emergency strategies. Collaboration ensures faster, more coordinated responses during a wildfire event.

10. Educate your community

Raise awareness among staff, volunteers and visitors. Share safety tips, host workshops and encourage personal preparedness.

These essential strategies offer a strong foundation for reducing wildfire risk and protecting what matters most. By taking proactive steps today, your organization can be better prepared to respond tomorrow—ensuring safety, continuity and peace of mind for those you serve.

Assess and evaluate your readiness

Once your organization understands the essentials of wildfire preparedness, the next step is to assess how well those practices are being implemented. The Wildfire Preparedness and Prevention Assessment is a practical tool designed to help mission-driven organizations identify strengths and gaps in their current wildfire readiness efforts.

Using a simple rating scale—done consistently, needs improvement or not done—organizations can evaluate their preparedness across 10 key categories.

1. Wildfire risk awareness

Assess your location’s risk, monitor fire conditions and consult with local fire authorities.

2. Defensible space and vegetation management

Maintain clear zones around structures and manage vegetation to reduce fire spread.

3. Facility hardening

Use fire-resistant materials, seal gaps, keep roofs and gutters clear of debris and install metal mesh screening on gutters and vent openings to block embers.

4. Evacuation planning

Develop building-specific plans, mark routes and train staff and volunteers.

5. Emergency communication

Ensure reliable communication tools, maintain contact lists and designate a spokesperson.

6. Emergency supplies and readiness

Stock and maintain emergency kits, plan for mobility issues and conduct regular drills.

7. Utility and equipment safety

Inspect electrical systems, store generators safely and protect critical equipment.

8. Flammable material storage

Store flammables in approved containers away from buildings and secure fuel-powered equipment.

9. Arson and security measures

Enhance visibility, secure tools and coordinate with law enforcement.

10. Collaboration and community engagement

Work with local fire departments, share safety information and promote personal preparedness.

This assessment can help empower your organization to take a proactive, structured approach to wildfire safety. Don’t wait for a crisis—use this tool to guide your next steps and strengthen your organization’s resilience.

Creating a wildfire maintenance plan

Preparedness doesn’t end with planning—it requires consistent action. A Wildfire Maintenance Plan helps organizations stay proactive year-round by reducing fuel sources, maintaining defensible space and keeping facilities clear of hazards that could accelerate fire spread. Regardless of whether your organization is located in a high-risk zone, regular upkeep is essential to helping to protect your property and the people who rely on it.

Key maintenance zones and actions

0–5 feet from buildings:

  • Water landscaping and avoid placing plants directly in front of windows.
  • Routinely remove debris from roofs, vents, skylights and chimneys.
  • Clean gutters regularly and install non-combustible mesh covers.
  • Never store firewood or building materials next to structures or under decks.

5–30 feet from buildings:

  • Trim tree branches 6–10 feet from the ground, depending on tree height.
  • Maintain 18 feet of spacing between treetops.
  • Remove shrubs under trees, prune overhanging branches and clear dead vegetation.
  • Ensure branches are at least 10 feet from the roofline.
  • Clear overgrown vegetation around LP tanks.

0–30 feet overall:

  • Keep lawns mowed and watered to reduce flammable ground cover.

Take action year-round

Establish a wildfire maintenance committee and schedule regular debris removal throughout the year, with increased attention before and during wildfire season. This ongoing effort reinforces your preparedness plan and ensures your facility remains as fire-resistant as possible.

Test your wildfire response plan

Once your organization has assessed its wildfire preparedness and implemented a maintenance plan, the next step is to test your readiness in action. A Wildfire Preparedness Tabletop Exercise is a low-risk, discussion-based simulation that helps teams walk through wildfire scenarios, clarify roles and identify gaps in response procedures.

Tabletop exercise overview

Preparation:

  • Define objectives and review your wildfire response plan.
  • Customize the scenario to reflect your facility’s location and population.
  • Assemble a team of up to 15 participants—ideally those not involved in developing the plan.
  • Include organizational leaders to observe and evaluate.

Execution:

  • Introduce participants and their assigned roles.
  • Present a two-part scenario with minimal detail to encourage discussion.
  • Facilitate group conversations around decision-making, communication, evacuation logistics and coordination with emergency services.

Conclusion:

  • Debrief with leadership to identify strengths and weaknesses.
  • Develop SMART goals to address gaps and assign responsibility.
  • Schedule follow-up exercises to track progress and reinforce learning.

Sample scenario highlights

  • Part 1 | A wildfire is reported 10 miles away with shifting winds and a voluntary evacuation notice issued.
  • Part 2 | Your facility hosts children and individuals with mobility limitations as smoke and air quality worsen.

Discussion prompts include:

  • Who monitors alerts and initiates evacuation?
  • How is communication handled across staff, volunteers and visitors?
  • What are the procedures for assisting vulnerable populations?

Exercise evaluation tool

To ensure the effectiveness of your tabletop exercise, use the Wildfire Preparedness Exercise Evaluation tool to rate your organization’s performance across three phases:

  • Pre-exercise: Are roles clearly defined? Are emergency supplies accessible? Are staff trained and prepared?
  • During exercise: Was the evacuation decision timely? Were roles executed effectively? Was everyone accounted for?
  • Post-exercise: Did the response meet expectations? Were gaps identified and addressed?

This structured evaluation helps transform insights from the exercise into actionable improvements, ensuring your organization is better prepared for real-world wildfire threats.

CM Wildfire Solutions™: A proactive program

Church Mutual’s CM Wildfire Solutions™ program offers a comprehensive, no-cost approach to wildfire risk management for eligible policyholders in high-risk states. Designed to help organizations prepare for, respond to and recover from wildfire threats, the program combines cutting-edge technology, expert support and coordinated emergency services.

Here’s how the program works

  • Monitor: Through a partnership with REDZONE, organizations receive 24/7 wildfire alerts and real-time threat intelligence. This early detection system helps leaders make timely decisions and stay ahead of fast-moving fire conditions.
  • Prevent: Church Mutual provides on-site risk assessments and vegetation management services to reduce fuel sources and improve defensible space. These proactive measures are tailored to each facility’s unique layout and surroundings.
  • Defend: When a wildfire approaches, eligible facilities may receive emergency mitigation services, including the application of fire-retardant gel, deployment of temporary sprinkler systems, and coordination with local emergency responders to protect property and ensure safety.

This program reflects Church Mutual’s commitment to protecting mission-driven organizations and the communities they serve. By combining technology, field expertise and emergency coordination, CM Wildfire Solutions™ empowers organizations to act decisively when wildfire risk is at its highest.

Wildfire preparedness and prevention FAQs

1. Why is wildfire preparedness important for mission-driven organizations?

Wildfire preparedness can help protect lives, property and the continuity of essential services. For organizations serving vulnerable populations or operating in remote areas, proactive planning is critical to safety and resilience.

2. What makes our facility more vulnerable to wildfires?

Factors like location near forested areas, older building materials, limited evacuation routes and outdoor structures can increase wildfire risk. Conducting a risk assessment helps identify specific vulnerabilities.

3. What is defensible space and why does it matter?

Defensible space is the buffer zone between your facility and surrounding vegetation. Maintaining this space—typically 30 feet—can slow or stop the spread of wildfire and improve firefighter access.

4. How often should we update our wildfire preparedness plan?

Review and update your plan annually or whenever there are changes to your facility, staffing or local fire risk. Regular drills and tabletop exercises help ensure the plan remains effective.

5. What should be included in a wildfire evacuation plan?

Your plan should include evacuation routes, transportation logistics, assembly areas, communication protocols and accommodations for individuals with disabilities or mobility issues.

6. What emergency supplies should we keep on hand?

Stock emergency kits with water, masks, flashlights, first aid supplies and communication tools. Ensure kits are accessible and checked regularly for expiration or damage.

7. How can we monitor wildfire threats in real time?

Use tools like NOAA weather radios, local emergency alert systems and services like REDZONE for 24/7 wildfire monitoring and early detection.

8. What is CM Wildfire Solutions™ and how can it help us?

CM Wildfire Solutions™ is a no-cost program for eligible Church Mutual policyholders that offers wildfire alerts, on-site risk assessments and emergency mitigation services like fire-retardant gel and temporary sprinklers.

9. How do we evaluate our wildfire preparedness efforts?

Use structured assessments and tabletop exercises to test your response plan, identify gaps and set improvement goals. Evaluation tools help track progress and readiness over time.

10. Who can we contact for help with wildfire preparedness?

Church Mutual’s Risk Control Central offers expert guidance, resources and support tailored to your organization’s needs. Contact them at RiskConsulting@churchmutual.com or (800) 554-2642 EXT. 5213.

11. What is a wildfire risk model?

Church Mutual uses three models that give us an idea of how wildfires might impact your property:

  • Wildfire Score
  • Urban Conflagration Index
  • Wildland Urban Interface/Intermix

Our risk models help us know if we can insure your property, but they do not affect your premium. Church Mutual does not provide discounts for property-specific and community-level mitigation actions.

‍

Looking for more resources to help your organization manage risk? Explore Church Mutual’s risk management resources, including expert articles, checklists and guides designed to help you protect your people, property and purpose.

‍

The information contained in these materials is intended solely to provide general guidance on topics that may be of interest to you. While we have made reasonable efforts to present accurate and reliable information, Church Mutual Insurance Company, S.I. and its affiliates disclaim all liability for any errors or omissions or for any actions you take or fail to take based on these materials. The information provided may not apply to your particular facts or circumstances; therefore, you should seek professional advice prior to relying on any information that may be found in these materials.

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Wildfire preparedness and prevention: Safeguard your people, property and purpose

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Wildfire preparedness and prevention: Safeguard your people, property and purpose

Wildfires are no longer confined to specific seasons or geographic areas—they’re a growing, year-round threat impacting communities across the United States. For mission-driven organizations such as houses of worship, nonprofits, human services organizations, camps and conference centers, sports and outdoor recreation groups, and educational institutions, the risk is real and rising.

Whether your organization operates in a high-risk zone or simply wants to be prepared, this guide offers the tools and knowledge to help reduce exposure and respond effectively.

Looking for practical tools to support your wildfire preparedness efforts? Check out Church Mutual's Wildfire Readiness Toolkit, designed to help organizations assess risk, plan ahead and respond with confidence.

‍

Understanding the rising wildfire risk

Wildfires are intensifying due to a combination of key factors, including:

  • Weather shifts: Rising temperatures and prolonged droughts—especially in the western U.S.—have dried out vegetation and soils, creating highly flammable conditions. Fire seasons are now longer, with some regions facing year-round risk.
  • Geographic vulnerability: States like California, Arizona, New Mexico and parts of the Pacific Northwest are particularly susceptible due to heat waves and reduced snowpack.
  • Human activity: Expansion into the wildland-urban interface increases ignition sources and property damage potential. Aging infrastructure, such as power lines, can potentially spark fires during high winds.
  • Forest fuel buildup: Decades of fire suppression have led to excessive fuel accumulation, making wildfires more intense and harder to control.

These factors contribute to more frequent and severe wildfires, threatening lives, operational continuity, ecosystems and public health.

Why wildfire preparedness matters

Organizations that serve communities, provide essential services or host gatherings in wildfire-prone areas play a vital role during emergencies. Their ability to prepare not only protects their own operations but also strengthens community resilience and recovery.

Wildfire readiness can help organizations safeguard their facilities, maintain continuity and protect staff, volunteers and those who depend on their services. A proactive approach ensures they remain a trusted resource when it matters most.

Benefits of being prepared

  • Help protect lives: Clear evacuation plans and safety protocols can significantly reduce the risk of injuries and improve safety.
  • Reduce property damage: Creating defensible space and using fire-resistant infrastructure may help limit losses.
  • Support operational stability: Backup systems and continuity plans can improve the chances of maintaining essential services.
  • Lower risk and liability: Demonstrating proactive mitigation efforts may reduce insurance claims and liability exposure.
  • Strengthen community trust: Being a reliable source of support before, during and after a crisis can foster resilience and confidence.

Investing in wildfire preparedness isn’t just about protecting your organization, it’s about contributing to the strength and safety of the communities you serve.

How wildfire risk varies for purpose-driven organizations

Every organization has unique wildfire risks based on its structures, activities and environment. Understanding these specific vulnerabilities is the first step toward building resilience and ensuring continuity in the face of disaster. Here's a closer look at the different types of organizational exposure.

Houses of worship and religious institutions

Religious institutions like churches, synagogues, mosques and temples often serve as vital community hubs, hosting regular gatherings and events. Many are housed in older or historic buildings that are more susceptible to wildfire damage and difficult to replace. Their facilities may include outdoor features such as shrines, gazebos and cemeteries, which can be vulnerable to embers and fast-moving flames. Evacuation efforts during services can be difficult due to large crowds, limited exits and potentially outdated fire safety infrastructure.

Nonprofits and human services organizations

Nonprofits and human services organizations often operate with limited resources, making wildfire mitigation more challenging. Their facilities may serve vulnerable populations who might need extra assistance during evacuations. Wildfires can severely disrupt essential services like food distribution, housing support and crisis counseling. Limited emergency training and communication systems can also hinder response efforts and losing a facility can have lasting impacts on the community.

Camps and conference centers

Camps and conference centers are often located in forested or rural areas, making them highly vulnerable to wildfires. Their buildings—often cabins, lodges and other wood-framed structures—are highly flammable and may lack modern fire suppression systems. These sites may also have limited access roads, making evacuation and emergency response more problematic. Seasonal operations often coincide with peak wildfire months, and staff may lack well established or regularly practiced emergency training.

Sports and outdoor recreation organizations

Sports and outdoor recreation organizations may rely on open-air facilities and natural landscapes that are easily damaged by fire or obstructed by smoke or debris. Large events can become chaotic without clear emergency communication and evacuation plans. Equipment and structures such as bleachers, scoreboards and storage sheds are often made of flammable materials and may not be insured at full replacement value. Additionally, these organizations may not have permanent staff on-site, which can delay response times and complicate coordination with emergency services. Wildfire disruptions can impact both revenue and community engagement.

Schools and educational institutions

Schools and educational institutions face unique challenges when it comes to wildfire preparedness. Evacuating children requires careful planning, supervision and coordination, especially for younger students or those with special needs. Transportation logistics, such as bus routes and parent pick-up procedures, must be clearly defined and practiced. Schools located in suburban or semi-rural areas face increasing wildfire risk, and older buildings may lack fire-resistant upgrades. Even if a wildfire does not directly impact the school, smoke and poor air quality can force closures and disrupt learning. Schools also serve as community hubs, and their closure can affect not just students, but families and local support systems.

Wildfire preparedness and prevention strategies

Understanding your organization's wildfire risk is only the first step—taking action is what truly helps to protect your people, property and purpose. Whether you're a school in a semi-rural area, a camp nestled in the woods, a house of worship occupying a longstanding building or a nonprofit serving vulnerable populations, proactive planning can make all the difference. The following 10 Essentials of Wildfire Preparedness and Prevention offer a foundational checklist for wildfire preparedness that applies across mission-driven organizations.

1. Know the risk

Understanding your wildfire risk begins with assessing your location’s vulnerability. Use tools like FEMA’s Wildfire Risk Index, local fire maps and expert input from fire authorities. Consider environmental factors such as nearby vegetation, prevailing wind patterns and historical fire activity in your region. This data helps you identify high-risk zones and prioritize mitigation efforts. A thorough risk assessment is the foundation of any effective wildfire preparedness strategy.

2. Create defensible space

Defensible space is a critical buffer zone that can slow or stop the spread of wildfire toward your facility. Clear vegetation, dead plants and debris within at least 30 feet of all structures to reduce fuel sources. Regularly trim trees, prune overhanging branches and maintain open areas around buildings. These actions not only protect property but also improve access for emergency responders.

3. Harden your facility

Facility hardening means upgrading your buildings to withstand wildfire conditions and related disruptions. Use fire-resistant materials for roofs, siding and vents, install ember-resistant vents and spark arrestors, and seal gaps where embers could enter. Because wildfires often cause power outages and water supply interruptions, consider adding a backup generator and alternative water sources to maintain critical operations and fire suppression capabilities. These measures can help improve your facility’s resilience during a wildfire.

4. Have a plan

A comprehensive wildfire preparedness plan ensures your organization is ready to respond quickly and effectively. Include detailed evacuation procedures, communication protocols and clearly defined roles for staff and volunteers. Conduct regular drills to test the plan and make necessary updates. A well-practiced plan can save lives and minimize disruption during a wildfire emergency.

5. Monitor weather and alerts

Staying informed about wildfire conditions is essential for timely decision-making. Use NOAA weather radios, mobile apps and local emergency alert systems to receive real-time updates. Monitoring fire weather, wind shifts and evacuation notices allows your organization to act quickly. Early awareness is key to protecting people and property.

6. Prepare for evacuation

Evacuation readiness involves more than just knowing the exits—it requires clear planning and regular practice. Visibly mark evacuation routes and ensure they are accessible to all individuals, including those with mobility constraints. Stock emergency kits with essential supplies and establish a reunification plan for staff, volunteers and visitors. Practicing these procedures builds confidence and reduces chaos during an actual emergency.

7. Reduce ignition sources

Preventing wildfires starts with minimizing potential ignition sources around your facility. Avoid outdoor burning and restrict open flames during dry or windy conditions, and if burning is permitted, maintain a safe distance—at least 10 feet from anything flammable for small fires and 25 feet or more for larger campfires, as recommended by the National Fire Protection Agency. Regularly inspect and maintain electrical systems to ensure they meet safety standards. These precautions help reduce the likelihood of accidental fires starting on your property.

8. Store flammables safely

Proper storage of flammable materials is vital to reducing fire risk. Keep gasoline, propane and other combustibles in approved containers, away from buildings and heat sources. Store them in cool, ventilated areas with clear signage and restricted access. Safe storage practices protect your facility and reduce the chance of fire-related accidents.

9. Collaborate with local fire services

Building relationships with local fire departments enhances your organization’s preparedness and response capabilities. Invite fire officials to conduct site assessments and provide training for your staff. Participate in community wildfire protection planning to align your efforts with broader emergency strategies. Collaboration ensures faster, more coordinated responses during a wildfire event.

10. Educate your community

Raise awareness among staff, volunteers and visitors. Share safety tips, host workshops and encourage personal preparedness.

These essential strategies offer a strong foundation for reducing wildfire risk and protecting what matters most. By taking proactive steps today, your organization can be better prepared to respond tomorrow—ensuring safety, continuity and peace of mind for those you serve.

Assess and evaluate your readiness

Once your organization understands the essentials of wildfire preparedness, the next step is to assess how well those practices are being implemented. The Wildfire Preparedness and Prevention Assessment is a practical tool designed to help mission-driven organizations identify strengths and gaps in their current wildfire readiness efforts.

Using a simple rating scale—done consistently, needs improvement or not done—organizations can evaluate their preparedness across 10 key categories.

1. Wildfire risk awareness

Assess your location’s risk, monitor fire conditions and consult with local fire authorities.

2. Defensible space and vegetation management

Maintain clear zones around structures and manage vegetation to reduce fire spread.

3. Facility hardening

Use fire-resistant materials, seal gaps, keep roofs and gutters clear of debris and install metal mesh screening on gutters and vent openings to block embers.

4. Evacuation planning

Develop building-specific plans, mark routes and train staff and volunteers.

5. Emergency communication

Ensure reliable communication tools, maintain contact lists and designate a spokesperson.

6. Emergency supplies and readiness

Stock and maintain emergency kits, plan for mobility issues and conduct regular drills.

7. Utility and equipment safety

Inspect electrical systems, store generators safely and protect critical equipment.

8. Flammable material storage

Store flammables in approved containers away from buildings and secure fuel-powered equipment.

9. Arson and security measures

Enhance visibility, secure tools and coordinate with law enforcement.

10. Collaboration and community engagement

Work with local fire departments, share safety information and promote personal preparedness.

This assessment can help empower your organization to take a proactive, structured approach to wildfire safety. Don’t wait for a crisis—use this tool to guide your next steps and strengthen your organization’s resilience.

Creating a wildfire maintenance plan

Preparedness doesn’t end with planning—it requires consistent action. A Wildfire Maintenance Plan helps organizations stay proactive year-round by reducing fuel sources, maintaining defensible space and keeping facilities clear of hazards that could accelerate fire spread. Regardless of whether your organization is located in a high-risk zone, regular upkeep is essential to helping to protect your property and the people who rely on it.

Key maintenance zones and actions

0–5 feet from buildings:

  • Water landscaping and avoid placing plants directly in front of windows.
  • Routinely remove debris from roofs, vents, skylights and chimneys.
  • Clean gutters regularly and install non-combustible mesh covers.
  • Never store firewood or building materials next to structures or under decks.

5–30 feet from buildings:

  • Trim tree branches 6–10 feet from the ground, depending on tree height.
  • Maintain 18 feet of spacing between treetops.
  • Remove shrubs under trees, prune overhanging branches and clear dead vegetation.
  • Ensure branches are at least 10 feet from the roofline.
  • Clear overgrown vegetation around LP tanks.

0–30 feet overall:

  • Keep lawns mowed and watered to reduce flammable ground cover.

Take action year-round

Establish a wildfire maintenance committee and schedule regular debris removal throughout the year, with increased attention before and during wildfire season. This ongoing effort reinforces your preparedness plan and ensures your facility remains as fire-resistant as possible.

Test your wildfire response plan

Once your organization has assessed its wildfire preparedness and implemented a maintenance plan, the next step is to test your readiness in action. A Wildfire Preparedness Tabletop Exercise is a low-risk, discussion-based simulation that helps teams walk through wildfire scenarios, clarify roles and identify gaps in response procedures.

Tabletop exercise overview

Preparation:

  • Define objectives and review your wildfire response plan.
  • Customize the scenario to reflect your facility’s location and population.
  • Assemble a team of up to 15 participants—ideally those not involved in developing the plan.
  • Include organizational leaders to observe and evaluate.

Execution:

  • Introduce participants and their assigned roles.
  • Present a two-part scenario with minimal detail to encourage discussion.
  • Facilitate group conversations around decision-making, communication, evacuation logistics and coordination with emergency services.

Conclusion:

  • Debrief with leadership to identify strengths and weaknesses.
  • Develop SMART goals to address gaps and assign responsibility.
  • Schedule follow-up exercises to track progress and reinforce learning.

Sample scenario highlights

  • Part 1 | A wildfire is reported 10 miles away with shifting winds and a voluntary evacuation notice issued.
  • Part 2 | Your facility hosts children and individuals with mobility limitations as smoke and air quality worsen.

Discussion prompts include:

  • Who monitors alerts and initiates evacuation?
  • How is communication handled across staff, volunteers and visitors?
  • What are the procedures for assisting vulnerable populations?

Exercise evaluation tool

To ensure the effectiveness of your tabletop exercise, use the Wildfire Preparedness Exercise Evaluation tool to rate your organization’s performance across three phases:

  • Pre-exercise: Are roles clearly defined? Are emergency supplies accessible? Are staff trained and prepared?
  • During exercise: Was the evacuation decision timely? Were roles executed effectively? Was everyone accounted for?
  • Post-exercise: Did the response meet expectations? Were gaps identified and addressed?

This structured evaluation helps transform insights from the exercise into actionable improvements, ensuring your organization is better prepared for real-world wildfire threats.

CM Wildfire Solutions™: A proactive program

Church Mutual’s CM Wildfire Solutions™ program offers a comprehensive, no-cost approach to wildfire risk management for eligible policyholders in high-risk states. Designed to help organizations prepare for, respond to and recover from wildfire threats, the program combines cutting-edge technology, expert support and coordinated emergency services.

Here’s how the program works

  • Monitor: Through a partnership with REDZONE, organizations receive 24/7 wildfire alerts and real-time threat intelligence. This early detection system helps leaders make timely decisions and stay ahead of fast-moving fire conditions.
  • Prevent: Church Mutual provides on-site risk assessments and vegetation management services to reduce fuel sources and improve defensible space. These proactive measures are tailored to each facility’s unique layout and surroundings.
  • Defend: When a wildfire approaches, eligible facilities may receive emergency mitigation services, including the application of fire-retardant gel, deployment of temporary sprinkler systems, and coordination with local emergency responders to protect property and ensure safety.

This program reflects Church Mutual’s commitment to protecting mission-driven organizations and the communities they serve. By combining technology, field expertise and emergency coordination, CM Wildfire Solutions™ empowers organizations to act decisively when wildfire risk is at its highest.

Wildfire preparedness and prevention FAQs

1. Why is wildfire preparedness important for mission-driven organizations?

Wildfire preparedness can help protect lives, property and the continuity of essential services. For organizations serving vulnerable populations or operating in remote areas, proactive planning is critical to safety and resilience.

2. What makes our facility more vulnerable to wildfires?

Factors like location near forested areas, older building materials, limited evacuation routes and outdoor structures can increase wildfire risk. Conducting a risk assessment helps identify specific vulnerabilities.

3. What is defensible space and why does it matter?

Defensible space is the buffer zone between your facility and surrounding vegetation. Maintaining this space—typically 30 feet—can slow or stop the spread of wildfire and improve firefighter access.

4. How often should we update our wildfire preparedness plan?

Review and update your plan annually or whenever there are changes to your facility, staffing or local fire risk. Regular drills and tabletop exercises help ensure the plan remains effective.

5. What should be included in a wildfire evacuation plan?

Your plan should include evacuation routes, transportation logistics, assembly areas, communication protocols and accommodations for individuals with disabilities or mobility issues.

6. What emergency supplies should we keep on hand?

Stock emergency kits with water, masks, flashlights, first aid supplies and communication tools. Ensure kits are accessible and checked regularly for expiration or damage.

7. How can we monitor wildfire threats in real time?

Use tools like NOAA weather radios, local emergency alert systems and services like REDZONE for 24/7 wildfire monitoring and early detection.

8. What is CM Wildfire Solutions™ and how can it help us?

CM Wildfire Solutions™ is a no-cost program for eligible Church Mutual policyholders that offers wildfire alerts, on-site risk assessments and emergency mitigation services like fire-retardant gel and temporary sprinklers.

9. How do we evaluate our wildfire preparedness efforts?

Use structured assessments and tabletop exercises to test your response plan, identify gaps and set improvement goals. Evaluation tools help track progress and readiness over time.

10. Who can we contact for help with wildfire preparedness?

Church Mutual’s Risk Control Central offers expert guidance, resources and support tailored to your organization’s needs. Contact them at RiskConsulting@churchmutual.com or (800) 554-2642 EXT. 5213.

11. What is a wildfire risk model?

Church Mutual uses three models that give us an idea of how wildfires might impact your property:

  • Wildfire Score
  • Urban Conflagration Index
  • Wildland Urban Interface/Intermix

Our risk models help us know if we can insure your property, but they do not affect your premium. Church Mutual does not provide discounts for property-specific and community-level mitigation actions.

‍

Looking for more resources to help your organization manage risk? Explore Church Mutual’s risk management resources, including expert articles, checklists and guides designed to help you protect your people, property and purpose.

‍

The information contained in these materials is intended solely to provide general guidance on topics that may be of interest to you. While we have made reasonable efforts to present accurate and reliable information, Church Mutual Insurance Company, S.I. and its affiliates disclaim all liability for any errors or omissions or for any actions you take or fail to take based on these materials. The information provided may not apply to your particular facts or circumstances; therefore, you should seek professional advice prior to relying on any information that may be found in these materials.
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Church Mutual Insurance Company, S.I. (a stock insurer) | P.O. Box 357 | 3000 Schuster Lane | Merrill, WI 54452-0357 | Telephone (800) 554-2642 or (715) 536-5577
© 2026 Church Mutual Insurance Company, S.I. All rights reserved. Protecting the Greater Good is a registered trademark of Church Mutual Insurance Company, S.I.

¹ Church Mutual is a stock insurer whose policyholders are members of the parent mutual holding company formed on 1/1/20. S.I. = a stock insurer.