Aquatics and Swimming Safety


Tragedy can strike in the blink of an eye. Drowning and spinal injuries happen every day in swimming pools, oceans, lakes, rivers and streams. Regardless of the type of aquatic environment you offer, incidents of this nature can be some of the most traumatic and costly any camp program could face.

Prioritizing key operational areas, ensuring the overall maintenance and condition of your aquatic facility and environment, and most importantly having appropriately trained and certified staff supervising all aquatic activities will help protect your participants and set them up for a safe and enjoyable swimming experience every time. Check out our resources below for support and to learn more about aquatic safety!

Do you offer swimming related activities? Review the following resources to better understand associated risks, as well as helpful tips and best practices when it comes to aquatics and swimming safety.

Once you understand the basics, it's time to start taking concrete actions. Use the tools below to better prepare your people and organization around swimming/aquatic programming safety:

Additional Resources and Supporting Organizations

Check out the following additional resources, supporting organizations and related links to learn more about important topics and issues related to aquatics and swimming programming safety.

Swimmer Safety Program

We encourage organizations to screen all swimmers before they spend any extended period in the water. To help you and your staff confidently determine swimming abilities, we have developed a Swimmer Safety Program that includes the following resources:

  • Evaluation forms to fill out for each swimmer, noting what tests were passed and what color wristband was issued to the individual.
  • Guidelines for lifeguards and supervisors that explain tests you can use to determine swimmers’ skill levels.
  • Easily identifiable color-coded swim bands to issue to swimmers upon completion of their evaluation.

Church Mutual's swimmer bands are available to our customers only in limited quantities at no cost. Should you need additional colored bands, you may consider personally purchasing from any reputable promotional item vendor at cost. 

If you would like to place an order for swimmer bands, please contact Church Mutual Customer Service at (800) 554-2642. Bands must be ordered in increments of 24, with a maximum of 120. Due to the weight of the material, we ship only in the United States. Please allow up to 2 weeks for customer allergy band orders to be shipped.

Church Mutual disclaims all liability for any errors or omissions or for any actions you take or fail to take when using the swimmer bands provided by Church Mutual or any additional swimmer bands you may purchase.

We’re here to help!

If you have additional questions or need help with any topics related to aquatics and swimming safety,
contact our Risk Control Central team at (800) 554-2642, ext. 5213 or email


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Church Mutual Insurance Company, S.I. (a stock insurer)
P.O. Box 357 | 3000 Schuster Lane | Merrill, WI 54452-0357
Telephone (800) 554-2642 or (715) 536-5577

© 2024 Church Mutual Insurance Company, S.I. All rights reserved. Protecting the Greater Good is a registered trademark of Church Mutual Insurance Company, S.I.

Church Mutual is a stock insurer whose policyholders are members of the parent mutual holding company formed on 1/1/20. S.I. = a stock insurer.