Hurricane Isaias:
If you were impacted by the storm, here's
key recovery considerations for the days and weeks ahead
Church Mutual Insurance
Insurance
By Industry
Houses of WorshipNonprofit & Human Services OrganizationsCamps, Sports & Outdoor RecreationEducation & Schools
By Coverage
Specialized CoverageProperty CoverageLiability CoverageWorkers’ Compensation
Resources
Risk Control
View AllChecklists & GuidesSafety ProductsVideos
Articles
View AllCamps, Sports, and Outdoor RecreationEducation and SchoolsHouses of WorshipNonprofit and Human Services
Partner Services
View AllNurse HotlineTelemedicineBackground Checks
Additional Resources
Customer CenterBroker CenterFAQs
Support
Get In Touch
ChatContact Options800-554-2642
Additional Support
Claims CenterPremium AuditPayment CenterFind Your Local RepBroker Center
About
Who We Are
Why Church MutualHistoryLeadershipTestimonialsCM CARES®Newsroom
Careers
Job OpeningsWorking HereCareer AreasDiversity & InclusionBenefitsEarly Career
pay a bill
Pay online:
Make A Payment
Visit our Payment Center for more info. We’ve upgraded our payment system. Read our FAQs for details.
File a Claim
Start Your Claim
Questions? Visit our Claims Center for more info.
Log In
Customer Accounts:
Customer Log In
CREATE ACCOUNT
Broker Accounts:
BROKER LOG IN
CREATE ACCOUNT
search
I’m looking for…
Questions? Check out our FAQs for more info.
Start a Quote
My organization is a
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Start a Quote
US flagChurch Mutual gives backUS flag
Checklists & Guides
Camps Sports & Outdoor Recreation
Education & Schools
Houses of Worship
Nonprofit & Human Services Organizations
Severe Weather Preparedness
Checklists & Guides
Camps Sports & Outdoor Recreation
Education & Schools
Houses of Worship
Nonprofit & Human Services Organizations
Severe Weather Preparedness
12/16/2024
Information

Winter Storm and Freeze Preparedness Guide

Winter Storm and Freeze Preparedness Guide

Winter storms and freezing temperatures bring more than just inconvenience—they can cause serious damage to buildings, disrupt operations and create safety risks for occupants. Frozen pipes, roof leaks, power outages and blocked walkways are just a few of the issues organizations face when the cold sets in. The good news is that with the right plan in place, many of these risks are preventable.

Our Winter Storm and Freeze Preparedness guide offers step-by-step recommendations to help organizations prepare for colder weather. From maintaining heating systems to protecting pipes, this resource provides practical strategies to minimize damage and ensure safety during even the harshest conditions.

Preparing Your Facility Before the Freeze

The guide emphasizes the importance of proactive maintenance. Key steps include:

  • Thermostat settings. Keep indoor temperatures at 55 degrees or higher—even in unoccupied buildings—to prevent pipes from freezing.
  • Insulation. Wrap exposed pipes and sprinkler systems in unheated areas like attics, crawl spaces or spots where freezing has occurred before.
  • Caulking and weather stripping. Seal cracks and gaps around doors, windows and service openings to keep warm air in and moisture out.
  • Exterior inspections. Have roofs, walls and drainage systems checked before winter, and clear ice and snow to prevent dangerous buildup.

These measures help keep facilities energy-efficient while protecting critical infrastructure.

Technology and Backup Systems

Modern tools can add another layer of protection. The guide highlights the use of sensor technology to detect water leaks or extreme temperatures early, helping organizations act quickly before small issues become major problems. Church Mutual even offers its CM Sensor® Temperature and Water Alert System to eligible customers at no cost.

In addition, facilities are encouraged to invest in backup power sources or generators, ensuring essential systems remain online during outages. Regular inspections are critical to confirm that equipment is functioning safely and ready when needed.

During a Freeze Event

If temperatures plunge below 20 degrees for more than 24 hours, specific actions are recommended:

  • Open doors to cabinets and closets containing water pipes to expose them to warmer air.
  • Drip faucets connected to vulnerable pipes to relieve pressure.
  • Shut off and drain water lines if heat is lost—but do not drain fire sprinkler systems.
  • Monitor for leaks when restoring water service.

In case of frozen pipes, the guide suggests thawing methods such as heating tape, hair dryers or space heaters—while cautioning against the use of open flames.

Emergency Kits and Safety Supplies

The resource also encourages organizations to maintain an emergency kit with essentials like flashlights, first-aid supplies, blankets, water and a weather radio. Having these supplies on hand helps ensure staff, volunteers or guests can remain safe and comfortable if stranded during a storm or power outage.

Why Download the Full Winter Storm and Freeze Preparedness Guide?

This preview covers some of the most critical steps, but the complete Winter Storm and Freeze Preparedness guide offers detailed checklists and in-depth guidance tailored for organizations of all sizes. From designating a preparedness leader to handling irrigation systems and exterior maintenance, the full resource ensures nothing is overlooked.

Share this article with others:
FacebookLinkedinMailLink
URL copied to clipboard!
Explore more risk resources:
By Category
ArticlesChecklists &GuidesSafety ProductsVideos
By Organization
Camps, Sports & Outdoor RecreationEducation & SchoolsHouses of WorshipNonprofit & Human Service Organizations
By Topic
Buildings & GroundsBusiness PlanningCOVID-19 Response & RecoveryCybersecurityFinancial TipsFire Preparedness & PreventionInjury & Illness PreventionMaintenanceSecurity & Crime PreventionSevere Weather PreparednessSexual Abuse PreventionStaff & Volunteer Safety & ManagementTransportation SafetyTravel

Related Risk Management Articles

view all articles
Severe Weather Preparedness ToolkitSevere Weather Preparedness Toolkit

Severe Weather Preparedness Toolkit

read the article
Arrow
Tornado Tabletop Exercise: Practice Your Organization's PlanTornado Tabletop Exercise: Practice Your Organization's Plan

Tornado Tabletop Exercise: Practice Your Organization's Plan

read the article
Arrow
Providing Emergency Shelter and Living ArrangementsProviding Emergency Shelter and Living Arrangements

Providing Emergency Shelter and Living Arrangements

read the article
Arrow
Checklists & Guides
Camps Sports & Outdoor Recreation
Education & Schools
Houses of Worship
Nonprofit & Human Services Organizations
Severe Weather Preparedness

Winter Storm and Freeze Preparedness Guide

Protect your building from winter's harshest conditions. Learn essential tips to prevent frozen pipes, water damage, and other costly issues. Our guide covers everything from insulation and thermostat settings to emergency preparedness and post-freeze recovery.

‍

Winter storms and freezing temperatures bring more than just inconvenience—they can cause serious damage to buildings, disrupt operations and create safety risks for occupants. Frozen pipes, roof leaks, power outages and blocked walkways are just a few of the issues organizations face when the cold sets in. The good news is that with the right plan in place, many of these risks are preventable.

Our Winter Storm and Freeze Preparedness guide offers step-by-step recommendations to help organizations prepare for colder weather. From maintaining heating systems to protecting pipes, this resource provides practical strategies to minimize damage and ensure safety during even the harshest conditions.

Preparing Your Facility Before the Freeze

The guide emphasizes the importance of proactive maintenance. Key steps include:

  • Thermostat settings. Keep indoor temperatures at 55 degrees or higher—even in unoccupied buildings—to prevent pipes from freezing.
  • Insulation. Wrap exposed pipes and sprinkler systems in unheated areas like attics, crawl spaces or spots where freezing has occurred before.
  • Caulking and weather stripping. Seal cracks and gaps around doors, windows and service openings to keep warm air in and moisture out.
  • Exterior inspections. Have roofs, walls and drainage systems checked before winter, and clear ice and snow to prevent dangerous buildup.

These measures help keep facilities energy-efficient while protecting critical infrastructure.

Technology and Backup Systems

Modern tools can add another layer of protection. The guide highlights the use of sensor technology to detect water leaks or extreme temperatures early, helping organizations act quickly before small issues become major problems. Church Mutual even offers its CM Sensor® Temperature and Water Alert System to eligible customers at no cost.

In addition, facilities are encouraged to invest in backup power sources or generators, ensuring essential systems remain online during outages. Regular inspections are critical to confirm that equipment is functioning safely and ready when needed.

During a Freeze Event

If temperatures plunge below 20 degrees for more than 24 hours, specific actions are recommended:

  • Open doors to cabinets and closets containing water pipes to expose them to warmer air.
  • Drip faucets connected to vulnerable pipes to relieve pressure.
  • Shut off and drain water lines if heat is lost—but do not drain fire sprinkler systems.
  • Monitor for leaks when restoring water service.

In case of frozen pipes, the guide suggests thawing methods such as heating tape, hair dryers or space heaters—while cautioning against the use of open flames.

Emergency Kits and Safety Supplies

The resource also encourages organizations to maintain an emergency kit with essentials like flashlights, first-aid supplies, blankets, water and a weather radio. Having these supplies on hand helps ensure staff, volunteers or guests can remain safe and comfortable if stranded during a storm or power outage.

Why Download the Full Winter Storm and Freeze Preparedness Guide?

This preview covers some of the most critical steps, but the complete Winter Storm and Freeze Preparedness guide offers detailed checklists and in-depth guidance tailored for organizations of all sizes. From designating a preparedness leader to handling irrigation systems and exterior maintenance, the full resource ensures nothing is overlooked.

Related Risk Management Videos

view all videos
Severe Weather PreparednessSevere Weather Preparedness

Severe Weather Preparedness

Watch the Video
Arrow
Checklists & Guides
Information
Safety Products are NO COST for Church Mutual customers.

Winter Storm and Freeze Preparedness Guide

Protect your building from winter's harshest conditions. Learn essential tips to prevent frozen pipes, water damage, and other costly issues. Our guide covers everything from insulation and thermostat settings to emergency preparedness and post-freeze recovery.

‍

first-time enrollment
order additional devices
Order In Portal
Winter Storm and Freeze Preparedness Guide

Related Risk Management Safety Products

view all safety products
CM Sensor® 24/7 Temperature and Water Alert SystemCM Sensor® 24/7 Temperature and Water Alert System

CM Sensor® 24/7 Temperature and Water Alert System

Learn More & Order
Arrow
CM Wildfire Solutions™CM Wildfire Solutions™

CM Wildfire Solutions™

Learn More & Order
Arrow
Checklists & Guides
Camps Sports & Outdoor Recreation
Education & Schools
Houses of Worship
Nonprofit & Human Services Organizations
Severe Weather Preparedness

Winter Storm and Freeze Preparedness Guide

Protect your building from winter's harshest conditions. Learn essential tips to prevent frozen pipes, water damage, and other costly issues. Our guide covers everything from insulation and thermostat settings to emergency preparedness and post-freeze recovery.

‍

download now
open in a new tab
Winter Storm and Freeze Preparedness Guide

Winter storms and freezing temperatures bring more than just inconvenience—they can cause serious damage to buildings, disrupt operations and create safety risks for occupants. Frozen pipes, roof leaks, power outages and blocked walkways are just a few of the issues organizations face when the cold sets in. The good news is that with the right plan in place, many of these risks are preventable.

Our Winter Storm and Freeze Preparedness guide offers step-by-step recommendations to help organizations prepare for colder weather. From maintaining heating systems to protecting pipes, this resource provides practical strategies to minimize damage and ensure safety during even the harshest conditions.

Preparing Your Facility Before the Freeze

The guide emphasizes the importance of proactive maintenance. Key steps include:

  • Thermostat settings. Keep indoor temperatures at 55 degrees or higher—even in unoccupied buildings—to prevent pipes from freezing.
  • Insulation. Wrap exposed pipes and sprinkler systems in unheated areas like attics, crawl spaces or spots where freezing has occurred before.
  • Caulking and weather stripping. Seal cracks and gaps around doors, windows and service openings to keep warm air in and moisture out.
  • Exterior inspections. Have roofs, walls and drainage systems checked before winter, and clear ice and snow to prevent dangerous buildup.

These measures help keep facilities energy-efficient while protecting critical infrastructure.

Technology and Backup Systems

Modern tools can add another layer of protection. The guide highlights the use of sensor technology to detect water leaks or extreme temperatures early, helping organizations act quickly before small issues become major problems. Church Mutual even offers its CM Sensor® Temperature and Water Alert System to eligible customers at no cost.

In addition, facilities are encouraged to invest in backup power sources or generators, ensuring essential systems remain online during outages. Regular inspections are critical to confirm that equipment is functioning safely and ready when needed.

During a Freeze Event

If temperatures plunge below 20 degrees for more than 24 hours, specific actions are recommended:

  • Open doors to cabinets and closets containing water pipes to expose them to warmer air.
  • Drip faucets connected to vulnerable pipes to relieve pressure.
  • Shut off and drain water lines if heat is lost—but do not drain fire sprinkler systems.
  • Monitor for leaks when restoring water service.

In case of frozen pipes, the guide suggests thawing methods such as heating tape, hair dryers or space heaters—while cautioning against the use of open flames.

Emergency Kits and Safety Supplies

The resource also encourages organizations to maintain an emergency kit with essentials like flashlights, first-aid supplies, blankets, water and a weather radio. Having these supplies on hand helps ensure staff, volunteers or guests can remain safe and comfortable if stranded during a storm or power outage.

Why Download the Full Winter Storm and Freeze Preparedness Guide?

This preview covers some of the most critical steps, but the complete Winter Storm and Freeze Preparedness guide offers detailed checklists and in-depth guidance tailored for organizations of all sizes. From designating a preparedness leader to handling irrigation systems and exterior maintenance, the full resource ensures nothing is overlooked.

download now
open in a new tab

Related Risk Management Checklists & Guides

view all checklists & guides
Test Your Readiness: Hurricane Exercise Evaluation GuideWinter Storm and Freeze Preparedness Guide

Test Your Readiness: Hurricane Exercise Evaluation Guide

Get the Guide
Arrow
Severe Weather Preparedness ToolkitWinter Storm and Freeze Preparedness Guide

Severe Weather Preparedness Toolkit

Get the Guide
Arrow
10 Essentials of Severe Weather PreparednessWinter Storm and Freeze Preparedness Guide

10 Essentials of Severe Weather Preparedness

Get the Guide
Arrow
Church Mutual Insurance
Facebook
LinkedIn
Youtube
Instagram
800-554-2642
Quick Links
Request a QuotePay a BillFile a ClaimFind Your Local Rep
Get Answers
Contact UsClaims CenterPayment CenterCustomer CenterBroker CenterNewsroom
Careers
Job OpeningsWorking HereCareer AreasDiversity & InclusionBenefitsEarly Career
Site Map
|
Consent Preferences
|
Legal & Privacy Policy

Church Mutual Insurance Company, S.I. (a stock insurer) | P.O. Box 357 | 3000 Schuster Lane | Merrill, WI 54452-0357 | Telephone (800) 554-2642 or (715) 536-5577
© 2026 Church Mutual Insurance Company, S.I. All rights reserved. Protecting the Greater Good is a registered trademark of Church Mutual Insurance Company, S.I.

¹ Church Mutual is a stock insurer whose policyholders are members of the parent mutual holding company formed on 1/1/20. S.I. = a stock insurer.