Hurricane Isaias:
If you were impacted by the storm, here's
key recovery considerations for the days and weeks ahead
Church Mutual Insurance
Insurance
By Industry
Houses of WorshipNonprofit & Human Services OrganizationsCamps, Sports & Outdoor RecreationEducation & Schools
By Coverage
Specialized CoverageProperty CoverageLiability CoverageWorkers’ Compensation
Resources
Risk Control
View AllChecklists & GuidesSafety ProductsVideos
Articles
View AllCamps, Sports, and Outdoor RecreationEducation and SchoolsHouses of WorshipNonprofit and Human Services
Partner Services
View AllNurse HotlineTelemedicineBackground Checks
Additional Resources
Customer CenterBroker CenterFAQs
Support
Get In Touch
ChatContact Options800-554-2642
Additional Support
Claims CenterPremium AuditPayment CenterFind Your Local RepBroker Center
About
Who We Are
Why Church MutualHistoryLeadershipTestimonialsCM CARES®Newsroom
Careers
Job OpeningsWorking HereCareer AreasDiversity & InclusionBenefitsEarly Career
pay a bill
Pay online:
Make A Payment
Visit our Payment Center for more info. We’ve upgraded our payment system. Read our FAQs for details.
File a Claim
Start Your Claim
Questions? Visit our Claims Center for more info.
Log In
Customer Accounts:
Customer Log In
CREATE ACCOUNT
Broker Accounts:
BROKER LOG IN
CREATE ACCOUNT
search
I’m looking for…
Questions? Check out our FAQs for more info.
Start a Quote
My organization is a
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Start a Quote
US flagChurch Mutual gives backUS flag
Articles
Houses of Worship
Education & Schools
Nonprofit & Human Services Organizations
Camps Sports & Outdoor Recreation
Fire Preparedness & Prevention
Articles
Houses of Worship
Education & Schools
Nonprofit & Human Services Organizations
Camps Sports & Outdoor Recreation
Fire Preparedness & Prevention
12/16/2024
Information

Powering down electrical fire risks

Powering down electrical fire risks

Electrical fires can pose a significant threat to organizations of all sizes, leading to property damage, financial loss and potential disruption of operations. To help mitigate these risks, it's essential to implement effective electrical safety measures. The good news is there are practical strategies organizations can employ to reduce the likelihood of electrical fires occurring on their premises.

Understanding Electrical Fire Hazards

Electrical fires can occur due to a variety of factors, but many can be traced back to common mistakes or oversights. By understanding the primary causes of these fires, you can take proactive steps to prevent them.

  • Overloaded Circuits: Using too many electrical devices on a single circuit, or a device that draws more power than the breaker is rated for (e.g., an air conditioner or dehumidifier), can lead to overheating and fire.
  • Faulty Wiring: Damaged, worn or improperly installed wiring can create short circuits, leading to electrical fires. This can occur due to factors such as rodent damage, water intrusion (interior or exterior leaks, damp conditions, sweating pipes, etc.) or incorrect installation practices.
  • Improper Use of Extension Cords and Power Strips: Overloading extension cords or power strips, using them as permanent wiring or "daisy chaining" them can create fire hazards. These devices are intended for temporary use and should not be overloaded, left plugged in for extended periods or connected in series.
  • Outdated Electrical Equipment: Old or outdated equipment may have safety deficiencies due to obsolete standards, wear and tear, lack of maintenance or compatibility issues.
  • Weather-Related Issues: Extreme weather conditions can pose electrical safety concerns. For example, ice build-up on roofs attached to power lines can pull the wires out of the panel inside the building, causing a fire. Other severe weather events like lightning strikes, high winds and flooding can also pose electrical hazards.

Prevention Strategies for Your Organization

Implementing a comprehensive electrical safety plan is essential to protecting your people, property and purpose. By following these strategies, you can significantly reduce your organization’s risk of electrical fires and create a safer environment for staff, volunteers and visitors alike. 

  • Regular Electrical Inspections: Schedule routine inspections by a qualified electrician to identify potential hazards, ensure compliance with safety standards and address issues before they become problems.
  • Proper Maintenance: Regularly inspect, clean and maintain electrical equipment, including outlets, switches and lighting fixtures, to prevent wear and tear and reduce the risk of malfunctions.
  • Safe Wiring Practices: Avoid using extension cords and power strips as permanent wiring, ensure all electrical connections are secure and follow proper wiring practices to prevent short circuits and other hazards. Do not use extension cords on appliances with high power draws, such as space heaters, dehumidifiers or air conditioners. If you are unsure about an appliance's power draw, contact the manufacturer.
  • Circuit Breaker Awareness: Educate employees and volunteers about the importance of identifying and addressing circuit breaker trips. A tripping breaker is a sign of a bigger problem that needs attention.
  • Emergency Preparedness: If not already in place, develop a comprehensive emergency plan that includes procedures for handling electrical fires, evacuating the premises and contacting emergency services. Ensure all staff and volunteers are familiar with the plan.
  • Train Your People: Provide regular training for staff and volunteers on electrical safety practices, including proper use of equipment, recognizing signs of potential hazards and following emergency procedures.
  • Insurance Coverage: Review your insurance coverage to ensure adequate protection against electrical fire damage, business interruption and liability. Consider adding specific endorsements for electrical fire coverage, if necessary.

Additional Tips

Beyond the core prevention strategies mentioned above, you can also take these additional steps to enhance your organization’s electrical safety:

  • Energy Efficiency: Implement energy-efficient lighting, appliances and HVAC systems to reduce the overall electrical load and minimize the risk of overheating. Consider conducting energy audits to identify opportunities for improvement.
  • Outdoor Safety: If your organization operates outdoor facilities, ensure the electrical equipment used in these areas is properly grounded, protected from weather damage and inspected regularly.
  • Vendor Management: When contracting with vendors for electrical services, ensure they are licensed, insured and have a proven track record of safety compliance. Conduct thorough background checks and require them to provide certifications or licenses as needed.
  • Compliance with Codes and Standards: Ensure your organization complies with all relevant electrical codes and standards, such as the National Electrical Code (NEC), to minimize the risk of electrical hazards.

By prioritizing electrical safety, you can reduce your organization’s overall exposure, as well as the likelihood of costly claims and business disruption. And don’t forget, electrical safety is an ongoing responsibility that requires regular attention and maintenance.

Looking for additional ways you enhance your organization’s fire safety efforts? Click here for information, resources and more!

Share this article with others:
FacebookLinkedinMailLink
URL copied to clipboard!
Explore more risk resources:
By Category
ArticlesChecklists &GuidesSafety ProductsVideos
By Organization
Camps, Sports & Outdoor RecreationEducation & SchoolsHouses of WorshipNonprofit & Human Service Organizations
By Topic
Buildings & GroundsBusiness PlanningCOVID-19 Response & RecoveryCybersecurityFinancial TipsFire Preparedness & PreventionInjury & Illness PreventionMaintenanceSecurity & Crime PreventionSevere Weather PreparednessSexual Abuse PreventionStaff & Volunteer Safety & ManagementTransportation SafetyTravel

Related Risk Management Articles

view all articles
Simple tips to help prevent candle firesSimple tips to help prevent candle fires

Simple tips to help prevent candle fires

read the article
Arrow
Trash can fires can lead to tragedyTrash can fires can lead to tragedy

Trash can fires can lead to tragedy

read the article
Arrow
Fire Preparedness and Prevention: Your Guide to Protecting Your OrganizationFire Preparedness and Prevention: Your Guide to Protecting Your Organization

Fire Preparedness and Prevention: Your Guide to Protecting Your Organization

read the article
Arrow
Articles
Houses of Worship
Education & Schools
Nonprofit & Human Services Organizations
Camps Sports & Outdoor Recreation
Fire Preparedness & Prevention

Powering down electrical fire risks

Electrical fires can pose a significant threat to organizations of all sizes, leading to property damage, financial loss and potential disruption of operations. To help mitigate these risks, it's essential to implement effective electrical safety measures. The good news is there are practical strategies organizations can employ to reduce the likelihood of electrical fires occurring on their premises.

Understanding Electrical Fire Hazards

Electrical fires can occur due to a variety of factors, but many can be traced back to common mistakes or oversights. By understanding the primary causes of these fires, you can take proactive steps to prevent them.

  • Overloaded Circuits: Using too many electrical devices on a single circuit, or a device that draws more power than the breaker is rated for (e.g., an air conditioner or dehumidifier), can lead to overheating and fire.
  • Faulty Wiring: Damaged, worn or improperly installed wiring can create short circuits, leading to electrical fires. This can occur due to factors such as rodent damage, water intrusion (interior or exterior leaks, damp conditions, sweating pipes, etc.) or incorrect installation practices.
  • Improper Use of Extension Cords and Power Strips: Overloading extension cords or power strips, using them as permanent wiring or "daisy chaining" them can create fire hazards. These devices are intended for temporary use and should not be overloaded, left plugged in for extended periods or connected in series.
  • Outdated Electrical Equipment: Old or outdated equipment may have safety deficiencies due to obsolete standards, wear and tear, lack of maintenance or compatibility issues.
  • Weather-Related Issues: Extreme weather conditions can pose electrical safety concerns. For example, ice build-up on roofs attached to power lines can pull the wires out of the panel inside the building, causing a fire. Other severe weather events like lightning strikes, high winds and flooding can also pose electrical hazards.

Prevention Strategies for Your Organization

Implementing a comprehensive electrical safety plan is essential to protecting your people, property and purpose. By following these strategies, you can significantly reduce your organization’s risk of electrical fires and create a safer environment for staff, volunteers and visitors alike. 

  • Regular Electrical Inspections: Schedule routine inspections by a qualified electrician to identify potential hazards, ensure compliance with safety standards and address issues before they become problems.
  • Proper Maintenance: Regularly inspect, clean and maintain electrical equipment, including outlets, switches and lighting fixtures, to prevent wear and tear and reduce the risk of malfunctions.
  • Safe Wiring Practices: Avoid using extension cords and power strips as permanent wiring, ensure all electrical connections are secure and follow proper wiring practices to prevent short circuits and other hazards. Do not use extension cords on appliances with high power draws, such as space heaters, dehumidifiers or air conditioners. If you are unsure about an appliance's power draw, contact the manufacturer.
  • Circuit Breaker Awareness: Educate employees and volunteers about the importance of identifying and addressing circuit breaker trips. A tripping breaker is a sign of a bigger problem that needs attention.
  • Emergency Preparedness: If not already in place, develop a comprehensive emergency plan that includes procedures for handling electrical fires, evacuating the premises and contacting emergency services. Ensure all staff and volunteers are familiar with the plan.
  • Train Your People: Provide regular training for staff and volunteers on electrical safety practices, including proper use of equipment, recognizing signs of potential hazards and following emergency procedures.
  • Insurance Coverage: Review your insurance coverage to ensure adequate protection against electrical fire damage, business interruption and liability. Consider adding specific endorsements for electrical fire coverage, if necessary.

Additional Tips

Beyond the core prevention strategies mentioned above, you can also take these additional steps to enhance your organization’s electrical safety:

  • Energy Efficiency: Implement energy-efficient lighting, appliances and HVAC systems to reduce the overall electrical load and minimize the risk of overheating. Consider conducting energy audits to identify opportunities for improvement.
  • Outdoor Safety: If your organization operates outdoor facilities, ensure the electrical equipment used in these areas is properly grounded, protected from weather damage and inspected regularly.
  • Vendor Management: When contracting with vendors for electrical services, ensure they are licensed, insured and have a proven track record of safety compliance. Conduct thorough background checks and require them to provide certifications or licenses as needed.
  • Compliance with Codes and Standards: Ensure your organization complies with all relevant electrical codes and standards, such as the National Electrical Code (NEC), to minimize the risk of electrical hazards.

By prioritizing electrical safety, you can reduce your organization’s overall exposure, as well as the likelihood of costly claims and business disruption. And don’t forget, electrical safety is an ongoing responsibility that requires regular attention and maintenance.

Looking for additional ways you enhance your organization’s fire safety efforts? Click here for information, resources and more!

Related Risk Management Videos

view all videos
Fire Preparedness & PreventionFire Preparedness & Prevention

Fire Preparedness & Prevention

Watch the Video
Arrow
Articles
Information
Safety Products are NO COST for Church Mutual customers.

Powering down electrical fire risks

first-time enrollment
order additional devices
Order In Portal
Powering down electrical fire risks

Related Risk Management Safety Products

view all safety products
CM Wildfire Solutions™CM Wildfire Solutions™

CM Wildfire Solutions™

Learn More & Order
Arrow
Articles
Houses of Worship
Education & Schools
Nonprofit & Human Services Organizations
Camps Sports & Outdoor Recreation
Fire Preparedness & Prevention

Powering down electrical fire risks

download now
open in a new tab
Powering down electrical fire risks

Electrical fires can pose a significant threat to organizations of all sizes, leading to property damage, financial loss and potential disruption of operations. To help mitigate these risks, it's essential to implement effective electrical safety measures. The good news is there are practical strategies organizations can employ to reduce the likelihood of electrical fires occurring on their premises.

Understanding Electrical Fire Hazards

Electrical fires can occur due to a variety of factors, but many can be traced back to common mistakes or oversights. By understanding the primary causes of these fires, you can take proactive steps to prevent them.

  • Overloaded Circuits: Using too many electrical devices on a single circuit, or a device that draws more power than the breaker is rated for (e.g., an air conditioner or dehumidifier), can lead to overheating and fire.
  • Faulty Wiring: Damaged, worn or improperly installed wiring can create short circuits, leading to electrical fires. This can occur due to factors such as rodent damage, water intrusion (interior or exterior leaks, damp conditions, sweating pipes, etc.) or incorrect installation practices.
  • Improper Use of Extension Cords and Power Strips: Overloading extension cords or power strips, using them as permanent wiring or "daisy chaining" them can create fire hazards. These devices are intended for temporary use and should not be overloaded, left plugged in for extended periods or connected in series.
  • Outdated Electrical Equipment: Old or outdated equipment may have safety deficiencies due to obsolete standards, wear and tear, lack of maintenance or compatibility issues.
  • Weather-Related Issues: Extreme weather conditions can pose electrical safety concerns. For example, ice build-up on roofs attached to power lines can pull the wires out of the panel inside the building, causing a fire. Other severe weather events like lightning strikes, high winds and flooding can also pose electrical hazards.

Prevention Strategies for Your Organization

Implementing a comprehensive electrical safety plan is essential to protecting your people, property and purpose. By following these strategies, you can significantly reduce your organization’s risk of electrical fires and create a safer environment for staff, volunteers and visitors alike. 

  • Regular Electrical Inspections: Schedule routine inspections by a qualified electrician to identify potential hazards, ensure compliance with safety standards and address issues before they become problems.
  • Proper Maintenance: Regularly inspect, clean and maintain electrical equipment, including outlets, switches and lighting fixtures, to prevent wear and tear and reduce the risk of malfunctions.
  • Safe Wiring Practices: Avoid using extension cords and power strips as permanent wiring, ensure all electrical connections are secure and follow proper wiring practices to prevent short circuits and other hazards. Do not use extension cords on appliances with high power draws, such as space heaters, dehumidifiers or air conditioners. If you are unsure about an appliance's power draw, contact the manufacturer.
  • Circuit Breaker Awareness: Educate employees and volunteers about the importance of identifying and addressing circuit breaker trips. A tripping breaker is a sign of a bigger problem that needs attention.
  • Emergency Preparedness: If not already in place, develop a comprehensive emergency plan that includes procedures for handling electrical fires, evacuating the premises and contacting emergency services. Ensure all staff and volunteers are familiar with the plan.
  • Train Your People: Provide regular training for staff and volunteers on electrical safety practices, including proper use of equipment, recognizing signs of potential hazards and following emergency procedures.
  • Insurance Coverage: Review your insurance coverage to ensure adequate protection against electrical fire damage, business interruption and liability. Consider adding specific endorsements for electrical fire coverage, if necessary.

Additional Tips

Beyond the core prevention strategies mentioned above, you can also take these additional steps to enhance your organization’s electrical safety:

  • Energy Efficiency: Implement energy-efficient lighting, appliances and HVAC systems to reduce the overall electrical load and minimize the risk of overheating. Consider conducting energy audits to identify opportunities for improvement.
  • Outdoor Safety: If your organization operates outdoor facilities, ensure the electrical equipment used in these areas is properly grounded, protected from weather damage and inspected regularly.
  • Vendor Management: When contracting with vendors for electrical services, ensure they are licensed, insured and have a proven track record of safety compliance. Conduct thorough background checks and require them to provide certifications or licenses as needed.
  • Compliance with Codes and Standards: Ensure your organization complies with all relevant electrical codes and standards, such as the National Electrical Code (NEC), to minimize the risk of electrical hazards.

By prioritizing electrical safety, you can reduce your organization’s overall exposure, as well as the likelihood of costly claims and business disruption. And don’t forget, electrical safety is an ongoing responsibility that requires regular attention and maintenance.

Looking for additional ways you enhance your organization’s fire safety efforts? Click here for information, resources and more!

download now
open in a new tab

Related Risk Management Checklists & Guides

view all checklists & guides
Homeless Shelter AssessmentPowering down electrical fire risks

Homeless Shelter Assessment

Get the Guide
Arrow
Wildfire Preparedness and Prevention AssessmentPowering down electrical fire risks

Wildfire Preparedness and Prevention Assessment

Get the Guide
Arrow
10 Essentials of Wildfire Preparedness and PreventionPowering down electrical fire risks

10 Essentials of Wildfire Preparedness and Prevention

Get the Guide
Arrow
Church Mutual Insurance
Facebook
LinkedIn
Youtube
Instagram
800-554-2642
Quick Links
Request a QuotePay a BillFile a ClaimFind Your Local Rep
Get Answers
Contact UsClaims CenterPayment CenterCustomer CenterBroker CenterNewsroom
Careers
Job OpeningsWorking HereCareer AreasDiversity & InclusionBenefitsEarly Career
Site Map
|
Consent Preferences
|
Legal & Privacy Policy

Church Mutual Insurance Company, S.I. (a stock insurer) | P.O. Box 357 | 3000 Schuster Lane | Merrill, WI 54452-0357 | Telephone (800) 554-2642 or (715) 536-5577
© 2026 Church Mutual Insurance Company, S.I. All rights reserved. Protecting the Greater Good is a registered trademark of Church Mutual Insurance Company, S.I.

¹ Church Mutual is a stock insurer whose policyholders are members of the parent mutual holding company formed on 1/1/20. S.I. = a stock insurer.