Insurance for Nonprofit and Human Services Organizations

It takes the strength of a few to lift the lives of many.

Specialized insurance for the special work you do.

The work you do serves a higher purpose. We share your commitment to serve and inspire others, which is why we're not a typical insurance company. For more than 125 years, we've made it our mission to protect yours. That protection goes beyond your people and property; we're also dedicated to protecting the purpose you serve in your community.

For nonprofits, day cares and many other human services organizations, Church Mutual® offers the specialized protections you need to keep serving those who need you.

If you have questions for our Nonprofit and Human Services Assistant Vice President of Underwriting, please contact Nicole Jolley.

Whenever I talk to Church Mutual, I feel safe, I feel my business is covered and I feel comfortable knowing that everything is insured properly.

Lorre'l Miller

Owner and Director, Champion Kidz

They're mission focused and their mission is focused on us achieving ours. You don't get that from a company that doesn't specialize in nonprofits.

Shelly Kuyatt

Director of Operations, Every Meal

Find out if your current coverage is meeting your specialized needs

Find out if your current coverage is meeting your specialized needs.

Download Our Policy Review Guide

We understand what you do is special, which is why we're committed to helping you make a difference.

Specialized Coverage

With 125+ years of experience partnering with organizations like yours, we understand your unique needs and have specialized coverage options to meet them.

Holistic Protection

We eliminate the complexity of working with multiple providers by offering a comprehensive set of protections purpose-built for purpose-driven organizations.

Shared Commitment

We share your deep commitment to serving others and work alongside you not only to protect your people and property, but just as importantly, your mission to make a difference.

I choose Church Mutual because they are a trusted partner - I'm not just a customer, but they're truly invested in the work that I do and they truly want us to succeed.

Donna Ambrose

Executive Director

Neighbor's Place

Our Church Mutual rep comes here once or twice a year. He knows who I am personally, he knows what this facility is, and what we do. Church Mutual cares about who you are — that's priceless.

Dave Sanders

Executive Director

The Center — Palos Park, Illinois

We were happy to make a transition to Church Mutual because we felt they offered the right coverage for our organization at a price point that allowed us to devote more resources to our cause while maintaining peace of mind about our coverage.

Cory Bledsoe

Executive Director

Louisville Rescue Mission — Louisville, Kentucky

A partner for insurance should offer more than just quotes and coverage. We are very pleased to work with Church Mutual, which provides expansive resources in education on a range of issues that help with risk mitigation and best practices.

Claas Ehlers

Chief Executive Officer

Family Promise — Summit, New Jersey

Protecting your mission by managing your risk.

When you work with Church Mutual, you are working with experienced professionals who know the unique risks a specialty organization like yours faces. We offer innovative technology and valuable resources to help identify potential dangers before they threaten your mission.


24/7 temperature and water alert system.

Our sensors notify you when water or extreme temperatures are detected in your building, so you can prevent small issues from becoming big problems.

See How Our Sensors Work

Safety Resources

Prevent problems by being prepared for them.

We offer a comprehensive set of safety resources that help specialty organizations like yours take the measures needed to prevent risk-related losses.

See How Our Resources Reduce Risk


Stop child sexual abuse before it happens.

We partner with Abuse Prevention Systems® to provide your organization with the tools, resources and training needed to proactively prevent child sexual abuse.

See How Prevention Protects Children

Coverage designed for you.

Whether you're looking to insure your childcare, food program or any other nonprofit or human service organization, we offer the specialty coverage options you need to help protect your people, property and mission.

  • Property
  • General Liability
  • Sexual Molestation or Misconduct
  • Management Liability
  • Professional Liability
  • Cyber Liability
  • Inland Marine
  • Employment-Related Practices Liability
  • Crime
  • Commercial Auto
  • Workers' Compensation
  • Umbrella
  • See the difference.

    Find out if your current insurance coverage is really covering all the unique and important needs of a specialty organization like yours.

    Request a Quote

    Explore up-to-date information on pressing issues facing your organization. We frequently post safety tips, educational webinars and more on the topics that matter to you.

    Low-cost ways to reduce your risk

    You don't need to spend millions (or even thousands) of dollars to minimize your risk...

    Read Article

    Mental health in the workplace

    Mental health issues have become a topic of conversation more now than they were 20 or even 10...

    Read Article

    Remember state registration for your charity

    Does your nonprofit organization solicit donations from donors in states other than your own?...

    Read Article

    Join the Conversation! Facebook LinkedIn Youtube Instagram

    Church Mutual Insurance Company, S.I. (a stock insurer)
    P.O. Box 357 | 3000 Schuster Lane | Merrill, WI 54452-0357
    Telephone (800) 554-2642 or (715) 536-5577

    © 2023 Church Mutual Insurance Company, S.I. All rights reserved. Protecting the Greater Good is a registered trademark of Church Mutual Insurance Company, S.I.

    Church Mutual is a stock insurer whose policyholders are members of the parent mutual holding company formed on 1/1/20. S.I. = a stock insurer.