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1/15/2026
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Take steps to help avoid frozen pipes

Take steps to help avoid frozen pipes

When temperatures drop, frozen pipes can quickly become a costly and disruptive problem. Just one burst pipe can potentially cause extensive water damage, halt operations and even force a temporary closure. For purpose-driven organizations that serve their communities, these interruptions can have significant and far-reaching impacts.

The good news? With a few proactive steps, you can help reduce the risk of frozen pipes and protect your property. Simple measures like maintaining adequate heat, adding insulation and installing temperature alert systems can make a difference. In this article, we’ll share practical tips to help you safeguard your building and hopefully avoid the headaches and expenses that come with frozen pipes.

Keep the building temperature above 55 degrees

‍Do not turn your heat off completely — even when your building will be unoccupied for a long period of time. Also, during periods of extreme cold, discontinue the use of lower nighttime temperatures. A cold building is the single greatest risk factor for frozen pipes.

Add insulation to attics and crawl spaces

‍Without insulation, the heat your system generates will escape through the attic and crawl space. During periods of extreme cold, you should also insulate your pipes.

Keep your doors and windows tightly closed

‍Look for drafts and cold air leaks — even a small leak could lead to frozen pipes. When you close doors, double check to ensure they are completely latched.

Let a faucet drip to prevent pipes from freezing

‍During periods of extreme cold, this practice can relieve pressure and prevent pipes from bursting. It should be a faucet furthest from the building's water source if possible. It's also recommended to open cabinet doors to allow warm air to reach the pipes at all faucet locations.

Consider turning off your water

If your building will not be in use for a period of time, you may want to turn off the water and drain your pipes to decrease your risk of freezing. In this case, you should designate someone to visit the building every few days to check for signs of a drop in temperature and water damage. After shutting off water to the building, make sure there is no standing water in the pipes by running all faucets and/or blowing out the lines with compressed air.  

Install a temperature alert system

‍During the night or when your building is closed for an extended period of time, a temperature alert system can notify you of conditions that could cause frozen pipes, such as a faulty heating system. Church Mutual provides CM Sensor®, a temperature and water alert system, at no additional charge for eligible customers.

What to do if your pipes freeze

Open the faucets on frozen fixtures to relieve pressure and prevent pipes from bursting. Wrap frozen pipes with rags soaked in hot water and use a space heater in particularly cold areas. Also, open cabinet doors to allow warm air to circulate around the pipes.

In the event of a burst pipe

Turn off your water immediately and call a plumber. This is where your insurance coverage matters: Church Mutual offers comprehensive solutions to help safeguard your organization and building when situations like frozen pipes occur.

Taking steps now to prevent frozen pipes can help reduce the risk of costly damage and minimize potential disruptions when temperatures drop. By following these precautions, you can better protect your building and support the continuity of your operations. Planning ahead can make a difference in helping your organization stay prepared, no matter the weather.

Looking for more resources to help your organization manage risk? Explore Church Mutual’s risk management resources, including expert articles, checklists and guides designed to help you protect your people, property and purpose.

‍

The information contained in these materials is intended solely to provide general guidance on topics that may be of interest to you. While we have made reasonable efforts to present accurate and reliable information, Church Mutual Insurance Company, S.I. and its affiliates disclaim all liability for any errors or omissions or for any actions you take or fail to take based on these materials. The information provided may not apply to your particular facts or circumstances; therefore, you should seek professional advice prior to relying on any information that may be found in these materials.
‍
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Take steps to help avoid frozen pipes

When temperatures drop, frozen pipes can quickly become a costly and disruptive problem. Just one burst pipe can potentially cause extensive water damage, halt operations and even force a temporary closure. For purpose-driven organizations that serve their communities, these interruptions can have significant and far-reaching impacts.

The good news? With a few proactive steps, you can help reduce the risk of frozen pipes and protect your property. Simple measures like maintaining adequate heat, adding insulation and installing temperature alert systems can make a difference. In this article, we’ll share practical tips to help you safeguard your building and hopefully avoid the headaches and expenses that come with frozen pipes.

Keep the building temperature above 55 degrees

‍Do not turn your heat off completely — even when your building will be unoccupied for a long period of time. Also, during periods of extreme cold, discontinue the use of lower nighttime temperatures. A cold building is the single greatest risk factor for frozen pipes.

Add insulation to attics and crawl spaces

‍Without insulation, the heat your system generates will escape through the attic and crawl space. During periods of extreme cold, you should also insulate your pipes.

Keep your doors and windows tightly closed

‍Look for drafts and cold air leaks — even a small leak could lead to frozen pipes. When you close doors, double check to ensure they are completely latched.

Let a faucet drip to prevent pipes from freezing

‍During periods of extreme cold, this practice can relieve pressure and prevent pipes from bursting. It should be a faucet furthest from the building's water source if possible. It's also recommended to open cabinet doors to allow warm air to reach the pipes at all faucet locations.

Consider turning off your water

If your building will not be in use for a period of time, you may want to turn off the water and drain your pipes to decrease your risk of freezing. In this case, you should designate someone to visit the building every few days to check for signs of a drop in temperature and water damage. After shutting off water to the building, make sure there is no standing water in the pipes by running all faucets and/or blowing out the lines with compressed air.  

Install a temperature alert system

‍During the night or when your building is closed for an extended period of time, a temperature alert system can notify you of conditions that could cause frozen pipes, such as a faulty heating system. Church Mutual provides CM Sensor®, a temperature and water alert system, at no additional charge for eligible customers.

What to do if your pipes freeze

Open the faucets on frozen fixtures to relieve pressure and prevent pipes from bursting. Wrap frozen pipes with rags soaked in hot water and use a space heater in particularly cold areas. Also, open cabinet doors to allow warm air to circulate around the pipes.

In the event of a burst pipe

Turn off your water immediately and call a plumber. This is where your insurance coverage matters: Church Mutual offers comprehensive solutions to help safeguard your organization and building when situations like frozen pipes occur.

Taking steps now to prevent frozen pipes can help reduce the risk of costly damage and minimize potential disruptions when temperatures drop. By following these precautions, you can better protect your building and support the continuity of your operations. Planning ahead can make a difference in helping your organization stay prepared, no matter the weather.

Looking for more resources to help your organization manage risk? Explore Church Mutual’s risk management resources, including expert articles, checklists and guides designed to help you protect your people, property and purpose.

‍

The information contained in these materials is intended solely to provide general guidance on topics that may be of interest to you. While we have made reasonable efforts to present accurate and reliable information, Church Mutual Insurance Company, S.I. and its affiliates disclaim all liability for any errors or omissions or for any actions you take or fail to take based on these materials. The information provided may not apply to your particular facts or circumstances; therefore, you should seek professional advice prior to relying on any information that may be found in these materials.
‍

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Take steps to help avoid frozen pipes

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Take steps to help avoid frozen pipes

When temperatures drop, frozen pipes can quickly become a costly and disruptive problem. Just one burst pipe can potentially cause extensive water damage, halt operations and even force a temporary closure. For purpose-driven organizations that serve their communities, these interruptions can have significant and far-reaching impacts.

The good news? With a few proactive steps, you can help reduce the risk of frozen pipes and protect your property. Simple measures like maintaining adequate heat, adding insulation and installing temperature alert systems can make a difference. In this article, we’ll share practical tips to help you safeguard your building and hopefully avoid the headaches and expenses that come with frozen pipes.

Keep the building temperature above 55 degrees

‍Do not turn your heat off completely — even when your building will be unoccupied for a long period of time. Also, during periods of extreme cold, discontinue the use of lower nighttime temperatures. A cold building is the single greatest risk factor for frozen pipes.

Add insulation to attics and crawl spaces

‍Without insulation, the heat your system generates will escape through the attic and crawl space. During periods of extreme cold, you should also insulate your pipes.

Keep your doors and windows tightly closed

‍Look for drafts and cold air leaks — even a small leak could lead to frozen pipes. When you close doors, double check to ensure they are completely latched.

Let a faucet drip to prevent pipes from freezing

‍During periods of extreme cold, this practice can relieve pressure and prevent pipes from bursting. It should be a faucet furthest from the building's water source if possible. It's also recommended to open cabinet doors to allow warm air to reach the pipes at all faucet locations.

Consider turning off your water

If your building will not be in use for a period of time, you may want to turn off the water and drain your pipes to decrease your risk of freezing. In this case, you should designate someone to visit the building every few days to check for signs of a drop in temperature and water damage. After shutting off water to the building, make sure there is no standing water in the pipes by running all faucets and/or blowing out the lines with compressed air.  

Install a temperature alert system

‍During the night or when your building is closed for an extended period of time, a temperature alert system can notify you of conditions that could cause frozen pipes, such as a faulty heating system. Church Mutual provides CM Sensor®, a temperature and water alert system, at no additional charge for eligible customers.

What to do if your pipes freeze

Open the faucets on frozen fixtures to relieve pressure and prevent pipes from bursting. Wrap frozen pipes with rags soaked in hot water and use a space heater in particularly cold areas. Also, open cabinet doors to allow warm air to circulate around the pipes.

In the event of a burst pipe

Turn off your water immediately and call a plumber. This is where your insurance coverage matters: Church Mutual offers comprehensive solutions to help safeguard your organization and building when situations like frozen pipes occur.

Taking steps now to prevent frozen pipes can help reduce the risk of costly damage and minimize potential disruptions when temperatures drop. By following these precautions, you can better protect your building and support the continuity of your operations. Planning ahead can make a difference in helping your organization stay prepared, no matter the weather.

Looking for more resources to help your organization manage risk? Explore Church Mutual’s risk management resources, including expert articles, checklists and guides designed to help you protect your people, property and purpose.

‍

The information contained in these materials is intended solely to provide general guidance on topics that may be of interest to you. While we have made reasonable efforts to present accurate and reliable information, Church Mutual Insurance Company, S.I. and its affiliates disclaim all liability for any errors or omissions or for any actions you take or fail to take based on these materials. The information provided may not apply to your particular facts or circumstances; therefore, you should seek professional advice prior to relying on any information that may be found in these materials.
‍
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¹ Church Mutual is a stock insurer whose policyholders are members of the parent mutual holding company formed on 1/1/20. S.I. = a stock insurer.