A calling to serve others is a mission that matters.

Elevate: Honoring everyday people who elevate the human condition.

The work our clients do goes beyond ministry, and our protection goes beyond property. For more than 125 years, we've insured organizations that are committed to engaging with their communities, empowering their congregations, and elevating the human condition. As the nation's leading church insurance provider, we offer the specialized coverage you need to protect the spiritual journey you lead.

Church Mutual has risen to the occasion. We are with the best company we could be with.

Chris Mitchell

President, Mountain Mission School

[Church Mutual] really understands the uniqueness of our ministry. They are willing to stand by us year after year.

Lynda Streich

Board of Directors, Lutheran Church Charities

Interested? We'd love to tell you more.

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We can help you keep your members and your mission safe.

Download our Self-Inspection Safety Checklist

We believe in you and your purpose.

We understand your religious mission is special, which is why we're committed to helping you make a difference.

Specialized Coverage

We understand the demands of leading a congregation and offer specific coverage options that provide you the peace of mind to focus on your calling.

Holistic Protection

We eliminate the complexity of working with multiple providers by offering comprehensive insurance packages that are purpose-built for purpose-driven religious organizations.

Shared Commitment

We share your commitment to serving and inspiring others and work alongside you not only to protect your people and property, but just as importantly, your faith-based mission.

Let's take this journey together.

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What others say about working with us.

I recently submitted a claim for lightning damage to our church. My contact was very knowledgeable, extremely helpful and a great customer service individual. She has changed my opinion of insurance companies completely. There are so many insurance companies that could take lessons from Church Mutual.

Ron Holcomb

La Grange First United Methodist Church

Twenty years ago, when we first founded Cedar Rapids Zen Center (we're a Buddhist Temple), Church Mutual was about the only company that would insure an organization so small and new as we were. I'd recommend Church Mutual to any religious organization needing insurance of any kind.

Zuiko Redding

Cedar Rapids Zen Center

For over 20 years, we have been with Church Mutual. We left for a few years to save on premium but returned for the excellent customer service and overall value.

Paul Vancise

Bryant Wesleyan Church

Protecting your religious mission by managing your risk.

When you work with Church Mutual, you are working with a knowledgeable insurance agent who knows the unique risks a religious organization like yours faces. You also receive access to experienced risk control professionals, valuable resources and innovative technology to help identify potential dangers before they threaten your mission.


Reduce the risk of child sexual abuse.

The risk of sexual abuse is real. Our partnership with MinistrySafe® provides organizations like yours with the tools, resources and training needed to proactively address this highly sensitive issue.

See How Prevention Protects Children


Have a plan in place.

We can connect you to the specialized experts at ALICE Training Institute to help you develop violent attack safety plans and procedures. We also offer the Pull for Police Armed Intruder Emergency Service at no cost to customers.

See How Preparedness Protects People


Know the moment an issue arises.

Available at no cost to eligible customers, our CM Sensor® 24/7 Temperature and Water Alert System and ALARM ALERT Smoke Alarm Notification Service inform you the moment issues are detected in your building, so you can take necessary action immediately.


Secure your systems, information and data.

We offer cybersecurity resources that help protect your house of worship from the growing threat of data breaches, digital attacks and other cybercriminal dangers.

See How Our Resources Reduce Risk

Church insurance coverage designed for you.

As the leading insurer of religious organizations, we offer the specialty coverage options you need to help protect your people, property and mission.

  • Property
  • General Liability
  • Management Liability
  • Professional Liability
  • Employment-Related Practices Liability
  • Inland Marine
  • Crime
  • Cyber Liability
  • Hired and Non-owned Automobile Liability
  • Workers' Compensation
  • See the difference.

    Find out if your current church insurance coverage is really covering the unique and important needs of house of worship like yours.

    Request a Quote

    Low-cost ways to reduce your risk

    You don't need to spend millions (or even thousands) of dollars to minimize your risk.

    Read Article

    Choosing third-party vendors

    Whether you need grounds maintenance, snow removal or transportation services, chances are your organization has to work with a third-party vendor

    Read Article

    Make your house of worship accessible

    While the Americans with Disabilities Act (ADA) requires that public spaces be accessible to individuals of all abilities, religious organizations are exempt from that law.

    Read Article

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    Church Mutual Insurance Company, S.I. (a stock insurer)
    P.O. Box 357 | 3000 Schuster Lane | Merrill, WI 54452-0357
    Telephone (800) 554-2642 or (715) 536-5577

    © 2024 Church Mutual Insurance Company, S.I. All rights reserved. Protecting the Greater Good is a registered trademark of Church Mutual Insurance Company, S.I.

    Church Mutual is a stock insurer whose policyholders are members of the parent mutual holding company formed on 1/1/20. S.I. = a stock insurer.