Insurance for Nonprofit and Human Services Organizations

It takes the strength of a few to lift the lives of many.

Specialized insurance for the special work you do.

The work you do serves a higher purpose. We share your commitment to serve and inspire others, which is why we're not a typical insurance company. For more than 125 years, we've made it our mission to protect yours. That protection goes beyond your people and property; we're also dedicated to protecting the purpose you serve in your community.

For nonprofits, day cares and many other human services organizations, Church Mutual® offers the specialized protections you need to keep serving those who need you.

It's good to know that we have Church Mutual to meet our insurance needs and help us adapt to this ever-changing world.

Ashleigh English

Director, YWCA Titusville

Whenever I talk to Church Mutual, I feel safe, I feel my business is covered and I feel comfortable knowing that everything is insured properly.

Lorre'l Miller

Owner and Director, Champion Kidz

Find out if your current coverage is meeting your specialized needs

Find out if your current coverage is meeting your specialized needs.

Download Our Policy Review Guide

We understand what you do is special, which is why we're committed to helping you make a difference.

Specialized Coverage

With 125+ years of experience partnering with organizations like yours, we understand your unique needs and have specialized coverage options to meet them.

Holistic Protection

We eliminate the complexity of working with multiple providers by offering a comprehensive set of protections purpose-built for purpose-driven organizations.

Shared Commitment

We share your deep commitment to serving others and work alongside you not only to protect your people and property, but just as importantly, your mission to make a difference.

I choose Church Mutual because they are a trusted partner - I'm not just a customer, but they're truly invested in the work that I do and they truly want us to succeed.

Donna Ambrose

Executive Director

Neighbor's Place

Our Church Mutual rep comes here once or twice a year. He knows who I am personally, he knows what this facility is, and what we do. Church Mutual cares about who you are — that's priceless.

Dave Sanders

Executive Director

The Center — Palos Park, Illinois

We were happy to make a transition to Church Mutual because we felt they offered the right coverage for our organization at a price point that allowed us to devote more resources to our cause while maintaining peace of mind about our coverage.

Cory Bledsoe

Executive Director

Louisville Rescue Mission — Louisville, Kentucky

Protecting your mission by managing your risk.

When you work with Church Mutual, you are working with experienced professionals who know the unique risks a specialty organization like yours faces. We offer innovative technology and valuable resources to help identify potential dangers before they threaten your mission.


How secure is your organization?

Securing your facility against armed intruders, violent crime, theft or vandalism is serious business. There are many things you can do to reduce your risk exposure and keep your people and property safe. But the question remains, is your organization prepared?

Keep your people and property safe


Reduce risk and hire with confidence.

Employees and volunteers are the face of your organization. That means finding the right people is a crucial-and often stressful-step. To help you keep your people and organization safe, we have partnered with Trusted Employees to provide discounted pricing on background checks.

Learn about our Trusted Employees discount


Secure your systems, information and data.

Cybersecurity is among the fastest-growing concerns of the digital age. We offer information and resources that can help your protect your organization from the growing threat of data breaches, digital attacks and other cybercriminal dangers.

See how our resources can help you reduce risk


Stay safe on the road.

Transportation safety starts with preparation. In an effort to minimize the potential of deadly accidents, we offer information, resources and more to help you better prepare your people and organization for the road.

Take action to prevent transportation-related accidents

Coverage designed for you.

Whether you're looking to insure your childcare, food program or any other nonprofit or human service organization, we offer the specialty coverage options you need to help protect your people, property and mission.

  • Property
  • General Liability
  • Sexual Molestation or Misconduct
  • Management Liability
  • Professional Liability
  • Cyber Liability
  • Inland Marine
  • Employment-Related Practices Liability
  • Crime
  • Commercial Auto
  • Workers' Compensation
  • Umbrella
  • See the difference.

    Find out if your current insurance coverage is really covering all the unique and important needs of a specialty organization like yours.

    Request a Quote

    Explore up-to-date information on pressing issues facing your organization. We frequently post safety tips, educational webinars and more on the topics that matter to you.


    How to increase your grant funding

    Grants are a wonderful source of income for nonprofits...

    Read Article


    Boost your nonprofit's community presence

    If you run a nonprofit organization, you may feel your very existence ...

    Read Article


    Helpful info to have on hand when filing an insurance claim

    If you find yourself needing to file an insurance claim on behalf of your organization...

    Read Article

    Join the Conversation! Facebook LinkedIn Youtube Instagram

    Church Mutual Insurance Company, S.I. (a stock insurer)
    P.O. Box 357 | 3000 Schuster Lane | Merrill, WI 54452-0357
    Telephone (800) 554-2642 or (715) 536-5577

    © 2024 Church Mutual Insurance Company, S.I. All rights reserved. Protecting the Greater Good is a registered trademark of Church Mutual Insurance Company, S.I.

    Church Mutual is a stock insurer whose policyholders are members of the parent mutual holding company formed on 1/1/20. S.I. = a stock insurer.