Foreign Commercial General Liability Insurance

AIG WorldRisk® provides third-party coverage for foreign injuries and any related foreign suits. This supplements your existing U.S. insurance coverage to become worldwide in scope.


  • Bodily Injury Liability in Ukraine
    A U.S. religious organization visits a local mission organization in Ukraine to help build an orphanage. While working on the roof of the orphanage, the U.S. parishioner drops a carton of roofing materials that injures one of the Ukrainian parishioners. The person is seriously injured and brings suit locally against the U.S. organization.

    Solution: AIG WorldRisk® provides coverage for defense costs and pays the judgment against the U.S. religious organization.
  • Hotel Fire in South Africa
    After a long flight to Johannesburg, a sleepless employee prepares to attend local church services. The employee plugs in an electric appliance and falls asleep. The difference in the electricity requirements causes a fire and damages the hotel room.

    Solution: AIG WorldRisk® insures the U.S. religious organization for damages to the hotel caused by the employee. Court costs also are covered by the policy.

The limits:

  • $1,000,000 Bodily Injury or Property Damage Each Occurrence
  • $2,000,000 General Aggregate
  • $2,000,000 Products/Completed Operations Aggregate
  • $1,000,000 Personal and Advertising Injury
  • $25,000 Medical Expense Per Person
  • $1,000,000 Damage to Premises Rented to You
  • Excludes Injury to Participants and Employees
  • Awards

    Awards and accreditations for Church Mutual.

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Church Mutual Insurance Company, S.I. (a stock insurer)
P.O. Box 357 | 3000 Schuster Lane | Merrill, WI 54452-0357
Telephone (800) 554-2642 or (715) 536-5577

© 2020 Church Mutual Insurance Company, S.I. All rights reserved. Protecting the Greater Good is a registered trademark of Church Mutual Insurance Company, S.I.

Church Mutual is a stock insurer whose policyholders are members of the parent mutual holding company formed on 1/1/20. S.I. = a stock insurer.