Legal and Privacy Notices

Church Mutual means Church Mutual Insurance Company and its affiliates and subsidiaries.

Coverages and Services:

This website contains only a general description of coverages and does not include all the benefits and limitations found in our policies. The insurance policy, not general descriptions in this website, will form the contract between the insured and the insurance company. The precise coverage afforded by any insurer is subject to the terms and conditions of the policies as issued. Neither Church Mutual nor its employees or agents shall be liable to any party for the use of any information or statements made or contained herein.

Loss Control Disclaimer:

The information and suggestions in this website are presented as a guide. No results are guaranteed, and no liability is assumed as to the information or safety suggestions presented. No assumption can be made that every acceptable safety procedure is stated. Abnormal, unusual or particular circumstances may require different or additional procedures.

Customer Privacy Notice:

We do not disclose any nonpublic personal information about our individual policyholders or claimants to any affiliate or any nonaffiliated third party other than those permitted by law and only for the purpose of transacting the business of insurance coverage or claims for our policyholders. We do not sell any customer or policyholder information to mailing list companies or mass marketing companies. We treat our policyholder information as confidential.

At Church Mutual, we will:

  • Collect and use only that nonpublic personal information which is necessary or relevant to our business.

  • Use only legitimate means to collect personal information and, to the extent practicable, collect such information directly from the individual concerned.

  • Make a reasonable effort to determine that the information acted upon is accurate, relevant, timely and complete.

  • Make personal information available externally only when responding to legitimate business inquiries or regulatory authority or as required or permitted by law. Internal access to this information will be limited to those who have a legitimate need for it.

Use of Church Mutual Now App:

Church Mutual built Church Mutual Now as a commercial application. Use of the Church Mutual Now app constitutes the user’s agreement to the collection and use of information consistent with this Notice. For a better experience, while using the app, users may be required to provide certain personally identifiable information, including but not limited to Advertising ID, Device Information, and Device Metrics. The information requested will be retained by Church Mutual and used as described in this Notice.

The app does use third party services that may collect information used to identify app users, such as Google Play Services, Firebase Analytics, Crashlytics, and Log Data. Log Data may collect information on users’ devices, including Internet Protocol (“IP”) address, device name, operating system version, the configuration of the app when utilizing Church Mutual Now, the time and date of use of the app, and other statistics.

This app does not use “cookies” explicitly. However, the app may use third party code and libraries that use “cookies” to collect information and improve their services. Users have the option to either accept or refuse these cookies and know when a cookie is being sent to a user’s device. If a user chooses to refuse cookies, they may not be able to use some portions of the app.

External Links:

This site may be linked to other sites not maintained by Church Mutual. Church Mutual is not responsible for the content of those sites. The inclusion of any link to such sites does not imply approval of or endorsement by Church Mutual of the sites or the content thereof. Church Mutual assumes no liability for the content, accuracy or privacy of any third-party sites or services.

Malicious Software Disclaimer:

Church Mutual makes reasonable efforts to provide a website free from malicious software that may be damaging.  Church Mutual does not make any express or implied warranties or representations in this regard. 

No Legal Advice Provided:

Church Mutual has placed information on this website as a service to its customers.  Although care has been taken to ensure the accuracy, completeness and reliability of the information provided, Church Mutual assumes no responsibility.  While the information on this site may reference to legal issues, it is not intended as legal advice or as a substitute for the particularized advice of your own counsel.  Anyone seeking specific legal advice or assistance should retain an attorney.

The user of the information agrees that the information is subject to change without notice.  Church Mutual assumes no responsibility for the consequences of use of such information, nor for any infringement of third party intellectual property rights which may result from its use.  IN NO EVENT SHALL CHURCH MUTUAL BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL OR INCIDENTIAL DAMAGE RESULTING FROM, ARISING OUT OF, OR IN CONNECTION WITH THE USE OF THIS INFORMATION.

Certificate of Authority:

Church Mutual Insurance Company, 3000 Schuster Lane, Merrill, Wisconsin 54452, is licensed in all 50 states and the District of Columbia. Our Certificate of Authority number from the National Association of Insurance Commissioners (NAIC) is 18767.

Church Mutual's California Certificate of Authority number is 2867-0.


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Church Mutual Insurance Company
P.O. Box 357 | 3000 Schuster Lane | Merrill, WI 54452-0357
Telephone (800) 554-2642 or (715) 536-5577

© 2019 Church Mutual Insurance Company. All rights reserved. Protecting the Greater Good is a registered trademark of Church Mutual Insurance Company.