Church Mutual holds an "A (Excellent)" rating, with a "stable outlook," from A.M. Best Company. Our financial size class is X, meaning our policyholder surplus is between $585 million and $750 million.
The rating reflects Church Mutual's strong capitalization, prominent position in the religious institutional marketplace and management's extensive knowledge of this specialty niche market. The company also benefits from its low-cost, countrywide direct distribution system and geographic diversification throughout the United States. The rating further acknowledges Church Mutual's historically conservative loss reserving standards that have allowed for substantial favorable loss reserve development in prior accident years.
The rating is assigned after an extensive quantitative and qualitative evaluation of Church Mutual's financial condition and operating performance.
Copies of Best's full rating reports are available in some larger libraries. Information may also be obtained directly from A.M. Best, but there is a charge. Contact A.M. Best Company's customer service department at (908) 439-2200, Extension 4627, to request rating information about Church Mutual or other insurance companies you might be considering.