Camps, Sports and Outdoor Recreation Insurance
Church Mutual insures nearly 1,500 camps, sports, and outdoor recreation facilities throughout the United States.
At Church Mutual, we know the meaningful impact that camp can have on a child's life. In fact, we've been insuring camps for over 100 years and know the unique needs you face every day. That's why our team of camp specialists are eager to help you find the right coverage for your organization and the right safety tools to keep your staff and campers safe.
The official, endorsed provider of the Property and Liability Insurance Program for the Christian Camp and Conference Association
Keeping your organization safe
Church Mutual’s experienced risk professionals know the unique risks you face and can help identify potential threats to your organization. In addition to our trained staff, you have access to innovative safety technology and valuable safety resources including:
- Swim and allergy bands to keep kids safe.
- Access to Abuse Prevention Systems® for comprehensive staff training.
- Discounts with our nationally recognized partners.
- A library of checklists, videos, webinars and more.
Coverage references on this website are for illustrative purposes only and do not represent a policy contract. Refer to your Church Mutual insurance policies for complete descriptions of coverages, limitations and exclusions. Some coverages may not be available in all states.
Customized coverage solutions
Protecting your campers, facilities, activities and staff is important to you – and our number one goal. Choose the right protection for you, with coverage packages that:
- Save you time and uncertainty compared to purchasing individual policies.
- Eliminate costly gaps or overlaps in coverage.
- Leave more resources to focus on your organization’s purpose.
Property. Provides coverage for your structures such as cabins and dining halls and your personal property. Optional coverage for business income, extra expense, equipment breakdown, limited water damage and other causes of loss are available.
General Liability. Protects your organization, employees and campers against claims of negligence involving bodily injury, property damage, personal and advertising injury, sexual misconduct, catastrophic violence and more.
Sexual Molestation or Misconduct. Provides liability protection for claims involving actual or alleged acts of sexual misconduct or molestation.
Management Liability. Protection for your directors, officers, trustees and other elected members of your governing board against allegations of wrongful acts.
Professional Liability. A variety of professional liability coverages are available to cover actual or alleged negligent acts and issues related to employees such as camp directors, counselors and nurses.
Employment-Related Practices Liability. Protection for your directors, officers, trustees and other elected members of your governing board against allegations of discrimination, wrongful termination and sexual harassment.
Inland Marine. Coverage for your most valuable, rare or antique possessions, valuable papers and records, accounts receivable, watercraft, signs, theatrical property and much more.
Crime. Coverage to protect you from criminal acts, including theft of money and securities, employee theft, fraud and forgery, and alterations.
Hired and Non-owned Automobile Liability. Coverage for rented or borrowed vehicles used on official business.
Workers’ Compensation. Supports your employees should they be injured in the course of their employment.