Every year, Church Mutual customers are affected by wildfires. These fires can start and spread quickly, resulting in dangerous conditions and damage to your property. However, with early detection and preventative measures, you can reduce your risk of wildfire-related losses.
That's why we've developed the CM Wildfire Solutions™ program: a no-cost, multi-faceted solution to keep you and your property safe from harm1.
Customers in California, Colorado and Oregon with property coverage insuring a structure have CM Wildfire Solutions included in their policy.
Wildfire protection you can count on
Church Mutual is leveraging its years of experience and network of partnerships to take a multi-step approach to help protect you and your property from wildfires:
All organizations with CM Wildfire Solutions included in their policy will receive access to a 24/7 wildfire monitoring services through REDZONE, a leader in their industry1. This monitoring system sends an alert to those who are in the path of a wildfire, giving you time to prepare and evacuate. Customers will receive alerts via email or text message.
If your organization is in a high-hazard area, you may be contacted by a member of Church Mutual's Risk Control team to schedule a visit to walk your grounds and receive wildfire prevention recommendations, such as removing brush and combustible materials, covering vents and more.
If wildfire danger is imminent and the situation allows, Church Mutual may arrange for a fire mitigation service to be sent to your location to help protect your property. If our wildfire experts determine that your organization is in the path of a wildfire, defense tactics by the fire mitigation service may include removing combustible items, such as outdoor furniture or dead tree limbs, and applying temporary sprinklers or fire-retardant gel to your organization's building and grounds2.
1 Eligibility requirements apply. CM Wildfire Solutions is available for eligible policyholders to help minimize the potential for loss in the event of a wildfire in areas that have high wildfire hazards. This service is only available in the states of CA, CO and OR. This service is available to Church Mutual and CM Vantage™ policyholders in the states of CA, CO and OR with a building exposure.
2 The application of fire retardant is one part of an overall wildfire mitigation plan and organizations should consult with public service organizations for more tips and information on wildfire mitigation. We cannot guarantee we will be able to access your property during a wildfire. We cannot guarantee the application of fire retardant will prevent or reduce damage of your property from a fire.