Church Mutual Insurance Company

CM Wildfire Solutions


Every year, Church Mutual customers are affected by wildfires. These fires can start and spread quickly, resulting in dangerous conditions and damages to your organization. However, with early detection and preventative measures, you can reduce your risk of wildfire-related losses.

That's why we are inviting you, as part of a select group of Church Mutual customers and affiliates, to sign up for CM Wildfire Solutions™: a no-cost, multi-faceted solution to keep you and your property safe from harm1.

Wildfire Protection you can count on.

Church Mutual is leveraging its years of experience and network of partnerships to take a multi-step approach to help protect you and your property from wildfires:


All organizations that enroll in CM Wildfire Solutions will receive access to a 24/7 wildfire monitoring services through REDZONE, a leader in their industry. This monitoring system sends an alert to those who are in the path of a wildfire, giving you time to prepare and evacuate. Customers will receive alerts via email or text message.


For policyholders that are determined to be in a high-hazard area, a member of Church Mutual's Risk Control team may schedule a visit to walk your grounds and provide wildfire prevention recommendations such as removing brush and combustible materials, covering vents, and more1. Our Risk Control team may reach out directly to policyholders in high-hazard areas to schedule a visit.


If wildfire danger is imminent and the situation allows, Church Mutual may arrange for a fire mitigation service to be sent to your location to help protect your property. If our wildfire experts determine that your organization is in the path of a wildfire, defense tactics by the fire mitigation service may include removing combustible items such as outdoor furniture, dead or dying tree limbs and applying temporary sprinklers or fire-retardant gel to your organization's building and grounds2.

Enroll in the program to receive six valuable property protection resources.

Free Materials

Register today and download these must-have documents immediately!

1 Eligibility requirements apply; enrollment required. CM Wildfire Solutions is available for eligible policyholders to help minimize the potential for loss in the event of a wildfire in areas that have high wildfire hazards. This service is only available in the state of CA. This service is available to CMIC™ and CMVantage™ policyholders in the state of CA with a building exposure.

2 The application of fire retardant is one part of an overall wildfire mitigation plan and organizations should consult with public service organizations like the California Department of Forestry and Fire Protection ( for more tips and information on wildfire mitigation. We cannot guarantee that we will be able to access your property during a wildfire. We cannot guarantee the application of fire retardant will prevent or reduce damage of your property from a fire.

  • FAQs »

    Why was my organization selected?

    Your organization was selected due to the wildfire hazards in your area. These wildfire hazards were assessed and determined by wildfire professionals who have extensive experience mitigating wildfire risk.

    How will I know that my organization is enrolled?

    You should receive a confirmation text and email from our vendor once you enroll in the program. If you haven't received confirmation in 3 business days, please reach out to

    How do these services coordinate with other emergency response services in my area?

    Our vendors work cooperatively with the authority in that jurisdiction and are used in conjunction with the federal, state and local fire agencies. Our partners are not first responders and any emergencies should be directed to 911. If prompted by the local authorities to evacuate, it is important that you follow their guidance.

    What are the qualifications of the wildfire defense service specialists?

    Our partners are staffed with professional wildfire personnel adhering to federal and state training regulations. All personnel are certified by the National Wildfire Coordinating Group Wildfire Qualification Standard (310-1).

    How long will I be enrolled in the program?

    Your organization will be enrolled for as long as the program is in existence, as long as you are policyholder of Church Mutual or its affiliates, or until you decline services.

    How do I allow access to the wildfire specialists?

    If possible, please leave clear access for a 3-ton vehicle to enter the premises. Leave gates and fences unlocked to ensure there is easy access to your building. In the offseason, it is a good idea to make sure that your address is clearly marked at all entry points.

    How does the gel work?

    The gel suffocates the fire by removing oxygen from the fuel causing the fire to extinguish. This gel also prevents the fire from rekindling, which reduces the possibility of property damage and increases safety. Once the wildfire threat has passed, the gel can be removed using a water hose or pressure washer.

    Will the gel damage my building or environment?

    No, the gel has been tested to the United States Forest Service Specifications 5100-306A and is nontoxic and non-corrosive. This gel is also phosphate and ammonia free.

    How do we remove the gel if it is applied to our building?

    If the gel is applied to your building, our partner will return to assist with removal. The gel can be easily removed by water and is environmentally friendly.


Register now! It's free and easy.

Step 1: Fill out Enrollment Form

Please provide contacts that will be available during an emergency and able to make decisions on behalf of your organization.

If you require assistance, contact Risk Control Central at 800-544-2642 Option 4 Ext. 5213, or email at

Fields marked with an * are required.
Primary Contact:
Secondary Contact:

Step 2: Click Submit

By clicking 'Submit', you agree that we may contact you at the physical address or email address (or both) you provide with your enrollment. You may contact us for matters relating to CM Wildfire Solutions via mail at 3000 Schuster Lane, Merrill, WI 54452-0357, by phone at 800-554-2642, ext. 5213 or by email:

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Church Mutual Insurance Company, S.I. (a stock insurer)
P.O. Box 357 | 3000 Schuster Lane | Merrill, WI 54452-0357
Telephone (800) 554-2642 or (715) 536-5577

© 2020 Church Mutual Insurance Company, S.I. All rights reserved. Protecting the Greater Good is a registered trademark of Church Mutual Insurance Company, S.I.

Church Mutual is a stock insurer whose policyholders are members of the parent mutual holding company formed on 1/1/20. S.I. = a stock insurer.