Nonprofit + Human Service Organizations Insurance

The right protection for your organization

As you strive to make a positive difference in the work you do, it is important to have a partner that is uniquely focused on protecting organizations like yours and understands the emotional strength, physical effort and depth of resources required to serve others. As a specialty insurance carrier for nonprofit and human services organizations, Church Mutual® is committed to protecting your people and property so you can have the peace of mind to focus on what matters most. If you have questions for our Nonprofit + Human Services Director of Underwriting, please contact Nicole Jolley.

Customized coverage solutions

Protecting your people, facilities, activities and mission is important to you - and our number one goal. Choose the right coverage for you, with packages that:

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  • Save you time and uncertainty compared to purchasing individual policies.
  • Eliminate costly gaps or overlaps in coverage.
  • Leave more resources to focus on your organization’s purpose.

Classes of Business

Click an icon below for more information about the nonprofit and for-profit human services organizations we serve.

Animal related
Arts and culture
Associations and clubs
Child day cares & preschools
Community Services
Counseling and treatment services
Environmental protection and beautification
Overnight facilities and shelters
Sports and recreation

Keeping your organization safe

Church Mutual's experienced risk professionals know the unique risks you face and can help identify potential threats to your organization. In addition to our trained staff, you have access to innovative safety technology and valuable safety resources including:

Cory Bledsoe Executive Director Louisville Rescue Mission Louisville, Kentucky

"Our experience with Church Mutual was excellent. Our account representative was honest, communicative and informative during the exploration process. We were happy to make a transition to Church Mutual because we felt like they offered the right coverage for our organization at a price point that allowed us to devote more resources to our cause while maintaining peace of mind about our coverage."

Dave Sanders Executive Director The Center Palos Park, Illinois

"The thing that sticks out to me the most about Church Mutual is they know who we are. [Our rep] comes here once or twice a year - he knows who I am personally, he knows what this facility is, and what we do. They care about who we are - that's priceless."

Claas Ehlers Chief Executive Officer Family Promise Summit, New Jersey

"A partner for insurance should offer more than just quotes and coverage. We are very pleased to work with Church Mutual which provides expansive resources in education on a range of issues that help with risk mitigation and best practices. Church Mutual's willingness to engage with Affiliates in regional meeting, webinars, and videoconferences is a great value for all Affiliates."

Coverage Options

Property. Provides coverage for your structure and personal property. Optional coverage for business income, extra expense, equipment breakdown, limited water damage and other causes of loss are available.

General Liability. Protects your organization, employees and volunteers against claims of negligence involving bodily injury, property damage, personal and advertising injury, catastrophic violence and more.

Sexual Molestation or Misconduct. Provides liability protection for claims involving actual or alleged acts of sexual misconduct or molestation.

Management Liability. Protection for your directors, officers, trustees and other elected members of your governing board against allegations of wrongful acts.

Professional Liability. A variety of professional liability coverages are available to cover actual or alleged negligent acts and issues related to rendering professional services.

Cyber Liability. Financial protection against cyber liability and the ever-increasing threat of data breaches.

Inland Marine. Coverage for your most valuable, rare or antique possessions, valuable papers and records, accounts receivable, watercraft, signs, theatrical property and much more.

Employment-Related Practices Liability. Protection for your directors, officers, trustees and other elected members of your governing board against allegations of discrimination, wrongful termination and sexual harassment.

Crime. Coverage to protect your organization from criminal acts, including theft of money and securities, employee theft, fraud and forgery, and alterations.

Commercial Auto. Coverage against financial loss in the event of an automobile accident or theft.

Workers’ Compensation. Supports your employees should they be injured in the course of their employment.

Umbrella. Designed to protect your organization from major claims, providing higher limits of insurance for such things as general and automobile liability exposure.

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Nonprofit + Human Service Organizations Safety Resources

Coverage references on this website are for illustrative purposes only and do not represent a policy contract. Refer to your Church Mutual insurance policies for complete descriptions of coverages, limitations and exclusions. Some coverages may not be available in all states.

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Church Mutual Insurance Company, S.I. (a stock insurer)
P.O. Box 357 | 3000 Schuster Lane | Merrill, WI 54452-0357
Telephone (800) 554-2642 or (715) 536-5577

© 2021 Church Mutual Insurance Company, S.I. All rights reserved. Protecting the Greater Good is a registered trademark of Church Mutual Insurance Company, S.I.

Church Mutual is a stock insurer whose policyholders are members of the parent mutual holding company formed on 1/1/20. S.I. = a stock insurer.