Multi-Peril Coverages - Series A General Liability Coverages
The liability policy includes, as insureds, your facility, officers, directors, administrators, volunteer workers, employees, and most organizations you control or acquire. Protection is provided against claims for negligence involving bodily injury, property damage, personal injury (such as libel, slander, wrongful eviction, and wrongful entry), and advertising injury. This protection applies to your activities, even if away from your facility. It includes lawsuits originating from your premises, operations and products. Medical Expense Protection is provided to cover medical expenses incurred and reported to us within three years for nonresidents who are injured while visiting your facility. This coverage is provided regardless of fault. Sexual Misconduct and Molestation Protection is for certain claims involving actual or alleged acts of sexual misconduct or molestation. Coverage is for your facility and, while acting within the scope of their duties, your officers, directors, employees, and volunteers. However, no protection is provided to anyone who participated in the act of sexual misconduct or molestation. Supplementary Payments Coverage includes special assistance to help you with the costs associated with a lawsuit. These supplementary payments are in addition to the limit of liability you choose. They include:
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