Safety Resources

Risk Reporter for Senior Living Communities

Insurance

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Admitting Residents

Builder's Risk Coverage

Business Income and Extra Expense Coverage

Certificates of Insurance

Claim Reporting

Commercial Property Insurance

Employee Benefits Liability Coverage

Employment Practices Liability Coverage

Other

Reviewing Insurance Policies

Systems and Equipment Breakdown Coverage



Admitting Residents

• Overstating abilities is a dangerous practice

• Proper admissions agreement is smart first step

Builder's Risk Coverage

• Protect yourself from building project mistakes, disasters

Business Income and Extra Expense Coverage

• Business income and extra expense insurance

• Understanding business income and extra expense insurance

• Covering the extra expenses after a loss

• Loss of your business income

Certificates of Insurance

• Certificates of insurance offer protection

Claim Reporting

• Customers have claim reporting responsibilities

Commercial Property Insurance

• Commercial property insurance

Employee Benefits Liability Coverage

• Employee Benefits Liability Insurance

Employment Practices Liability Coverage

• Employment practices liability coverage

• Protect your organization

• Employment Practices Liability insurance

Other

• Limiting your liability for resident loss

• Don’t absorb contractor’s liability

• Impact of HIPAA varies in senior care market

• Extended period of indemnity lengthens coverage

• CLIA Certificate of Waiver regulations

Reviewing Insurance Policies

• Review policies to keep coverages current

• Ensure protection by reviewing policies annually

Systems and Equipment Breakdown Coverage

• Systems and Equipment Breakdown coverage–valuable protection

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