Workers’ Compensation Insurance

Most property, liability, health and accident insurance policies exclude work-related accidents and injuries, so it is important that you provide workers’ compensation insurance for your employees. In most cases, it is the law.

Workers’ compensation benefits are set by state statute and generally provide financial assistance for wage loss, medical and rehabilitation expenses, and survivor benefits. The amount and duration of assistance is set by your state.

Workers' compensation insurance is not available from Church Mutual in Montana, North Dakota, Ohio, Washington, and Wyoming. To obtain coverage in these five states, contact your state's workers' compensation bureau.