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Commercial Automobile Insurance If you own an automobile, it is essential to carry automobile insurance. Liability coverage is for bodily injury and property damage that is caused by your vehicle and for which you are legally obligated to pay. Medical payments coverage (PIP in some states) is for minor medical expenses of persons injured in or on your vehicle and is payable regardless of fault. Uninsured and underinsured motorist coverage protects those in your vehicle who are injured by another driver who carries no insurance or inadequate limits of insurance. Physical damage coverages are for damage to your vehicle and are paid after application of a deductible. Church Mutual offers auto insurance for commercially owned vehicles. We do not insure personally owned vehicles. |
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